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Our Family Finances Update: January 2021

Family Balance Sheet

January 2021 was a month of extremes in my family’s finances. I put down half the money and financed the other half. My husband drives a 2012 vehicle and in 2019 we got rid of a 2001 Honda Civic, which we bought new during my previous commuter life–pre-kids. On one side, it could go down as a very resourceful month.

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Carnival of Personal Finance #384 – Time for a Laugh Edition

Prairie Eco-Thrifter

Hello and welcome to this week’s Carnival of Personal Finance. If any of you have seen me host carnivals before you know that I like to add in some funny clips about personal finance for your enjoyment. Editors Picks: Big Cajun Man from THE Canadian Personal Finance Site shares 10 Phrases I have Used to Save Money.

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Organize Your Financial Documents | 31 Days to Organize Your Finances

Family Balance Sheet

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Back in 2012, as I was organizing our files, I wondered, What Financial Records Should I Keep and How Long Should I Keep Them For?

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Resolve to Regularly Discuss Your Finances with Your Spouse

Family Balance Sheet

I created our Family Balance Sheet years ago as a way for me to communicate the state of our finances to my husband. Column H = Interest rate or finance charge. The third section is for our 2012 Financial Goals. Did you make a 2012 goal to meet regularly with your spouse to discuss finances? There are no surprises.

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What are YOUR Financial Goals? | 31 Days to Organize Your Finances

Family Balance Sheet

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Only you (and your spouse) can identify what’s important for your finances. goals , rather than ambiguous goals.

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Being Intentional With My Time, Finances, and Food – My Goals for 2012

Couponing 101

I shared on the Couponing 101 Facebook page recently that my word for 2012 is “intentional” Despite making lots of goals, I tend to struggle with controlling my day-to-day actions to reach my desired goals. I’m hoping that by setting these focused goals that 2012 is going to be a wonderful year for our family!

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How to Create a Family Balance Sheet + Get a FREE one for your family!

Family Balance Sheet

Need a quick snapshot of your finances? I’m a firm believer that finances must be organized and neat, and a Family Balance Sheet helps you keep track of your finances in one tidy spreadsheet. Column J = Interest rate or the finance charge. My husband and I meet to discuss our finances regularly.

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