Family Balance Sheet

APRIL 11, 2020

Pre-coronavirus, we didn’t think twice about shaking a stranger’s hand, using the ATM keypad, or going to the grocery store without donning a hazmat suit. This is not an elective, fun, no-spend month like what we did in January to find funds for our summer vacation. I have been using it ever since.

Budget 246

Budget Budgeting Family Debt 246

Prairie Eco-Thrifter

SEPTEMBER 15, 2016

Even according to boating sites, like Discover Boating , the costs are high: “In 2012, the average retail price of an outboard boat was $20,387. Then, you would also need the gear that makes having and using a boat fun. No one was buying used boats during the recession. Boat ownership means time spent.

Buy 100

Buy Buying Rent Recession 100

Family Balance Sheet

MAY 6, 2020

What got us through financially? I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. I still use my spreadsheet to this day! I decided to use Dave Ramsey’s 7 Baby Steps as a guide and I wrote our first Debt Freedom Plan.

Debt 130

Debt Emergency Fund 2007 2020 130

Family Balance Sheet

JUNE 22, 2020

How we got to six figures of non-mortgage debt: In the summer of 2012, we found an opportunity to purchase an office building for our small business. We had been renting for over 10 years and we were ready to find a property to move our business to and eventually build our net worth. Everything looked great on paper.

Debt 130

Debt Health Insurance Insurance Budgeting 130