Saving In Akron

DECEMBER 21, 2011

There are two HOT new printables available on Coupons.com that will help you get super deals at Walgreens starting on January 1, 2012. However, make sure to print these now and hold onto them because you know they will be gone by then! Here are the deals: Theraflu Warming Relief Syrup, $4.99. $3/1 1/21/12 (SS 12/04/11).

Walgreens 124

Walgreens Money Cheap January 124

Family Balance Sheet

JANUARY 2, 2013

According to a recent survey, Americans were planning to spend on average $854 on Christmas gifts in 2012. Unless it's paid with cash, that is one hefty credit card bill come January. a "I don't have to worry, because I've saved money" Christmas. a stressful January and beyond. The total interest paid will.

2013 113

2013 Christmas Club January 113

Family Balance Sheet

NOVEMBER 26, 2014

January will be one giant nightmare when the credit card bills start rolling in. To be honest, we set aside money each month throughout the year for gift spending, but that wasn’t always the case. In 2013, I had a year long series, Christmas Savings Club , to encourage everyone to set aside money each month for the holidays.

Christmas 235

Christmas Finds Part Time Thrift Stores 235

Saving In Akron

JANUARY 14, 2012

Teach your child how to manage his money with an Allowance Chart Calendar from Prosperity4Kids; Lets kids track daily responsibilities and lets parents assign monetary values to each chore; Helps kids learn goal setting, responsibility, accountability and math skills. Shipping is $4 per item and merchant will ship by January 19th, 2012.

Kids and Family 113

Kids and Family January Motivation 2012 113

Couponing 101

DECEMBER 30, 2011

Through January 9th, Amazon is offering a Free $10 Kindle e-Textbook Credit ! PST on January 9, 2012. Thanks, Common Sense with Money ! To get your credit, just go HERE and enter the code ETXTBOOK. You can then use your credit toward any qualifying e-textbook purchase on Amazon.com! Limit one credit per customer.

Credit 101

Credit January Computers 2012 101

Nicoles Nickels

DECEMBER 31, 2011

There’s no better way to ring in the New Year than by supporting a worthy cause…and saving some money while you do it! The P&G and Special Olympics brandSAVER coupon book will be available in newspapers nationwide Sunday, January 1 st 2012.

January 40

January Donation Mom Newspaper 40

Saving Everyday

JANUARY 10, 2012

Be sure to load the ones you want to get FREE money! Expires 1/25/2012. Expires 1/25/2012. Expires 1/18/2012. on the January issue of Essence Magazine. Expires 1/31/2012. Expires 1/31/2012. Expires 1/18/2012. Expires 1/31/2012. Expires 1/31/2012. One time use only. Save $2.00

Money 45

Money Paper Used Scott Paper Towels 45

Family Balance Sheet

MARCH 25, 2013

On the 25th of every month from January to November in 2013, I'm holding a virtual meeting for the Christmas Savings Club. One of our budget problems is eating out at restaurants, so we cut back our restaurant budget to $100 from an average of $250 a month in 2012. Also let us know how you saved the money. How Are You Doing?

March 100

March Club Christmas Goals 100

Nicoles Nickels

JANUARY 6, 2012

Check out HealthyEssentials.com to find $190 in money-saving J&J coupons! Description of Product: “After the holidays, everyone is looking to save a little extra money, and also kick their healthy resolutions into full swing! On January 8th, you can help take care of American families everywhere – and your wallet!

Giveaway 111

Giveaway Splenda January Band-Aid 111

Family Balance Sheet

OCTOBER 18, 2019

The journey started in 2012 when we bought an office building for our business and then found ourselves with a lot of debt and not enough cash flow. After years of scrimping and saving and not spending extra money on things, we have achieved the biggest financial goal we have ever set for ourselves in our 19 years of marriage.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

APRIL 11, 2020

However, reality set in on April 1st and I’m now second-guessing that we have enough money set aside, so I have set into motion some strategies to prepare for the unstable economy and any lost income ahead. This is not an elective, fun, no-spend month like what we did in January to find funds for our summer vacation.

Budgeting 246

Budgeting Budget Family Debt 246

Nicoles Nickels

NOVEMBER 27, 2012

Today is the second day of six days of awesome gifts and giveaways for Nicole’s Nickels Greatest Holiday Gifts of 2012! 7 YEARS YOUNGER: The Revolutionary 7-Week Anti-Aging Plan (7YY/Hearst Magazines, January 2, 2012), a new book by the editors of Good Housekeeping magazine. Purchase Information: Costco and Costco.com.

2012 102

2012 Gifts Holiday Good Housekeeping 102

Prairie Eco-Thrifter

APRIL 30, 2013

If you have money to invest, should you put it to work when stock prices are rising every day, or should you wait until the market goes down? I’m not financial advisor or planner or trader or fund manager, but since I have money to invest, I wanted some answers to this question for my own purposes!

Economy 187

Economy Money Recession Real Estate 187

Couponing 101

JANUARY 2, 2014

Don’t miss out on these HOT offers! Sign up for the On-Demand Newsletter to get instant email updates when there is a limited-time deal!

Home and Garden 93

Home and Garden Gardening Garden Home 93

Family Balance Sheet

JANUARY 10, 2012

A sunny day in the middle of January called us outdoors. It was a great weekend, except for one thing: my husband and I didn't have a much needed money talk. But for the two of us to achieve our financial goals, we need to have money conversations and they need to be done regularly. Sunday lunch spent with extended family.

Finance 138

Finance Financial Goals Goals C&H 138

Saving In Akron

JANUARY 6, 2012

Packer (January audiobook). 5 Simple Ways eBook : Saving Money, Taking Better Photos, Decorating On a Dime + More! Morning Song High Energy Suet Cake at Valu Home Centers (Valid through 1/14//2012). Thanks everyone and enjoy your freebies! Snuggle Puppy by Sandra Boynton (Online Storytime). Knowing God by J.I Ginnero Chocolate.

Freebie Friday 124

Freebie Friday Fridays Freebies Denny's 124

Family Balance Sheet

MAY 6, 2020

We’ve had several instances over the years that have shaped how we viewed and managed our money. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. January & February 2020 – Life is good! Our first storm: 2007.

Debt 130

Debt Emergency Fund 2007 2020 130

Prairie Eco-Thrifter

FEBRUARY 7, 2012

Making money is certainly fun, but being told what to do – not so much. Monday, January 2*. Monday, January 16. These are just a few ideas to think about while selection your vacation days during the 2012 year. It’s no secret that the majority of people dislike employment. Deep down, everybody knows what makes them happy.

Vacation 221

Vacation Economical Birthday Fridays 221

Nicoles Nickels

DECEMBER 30, 2011

Don’t forget to enter my current giveaways: P&G Have You Tried This Yet Holiday Products Review & Giveaway (Ends January 3, 2012). Energizer Holiday Promotion Review & Giveaway (Ends January 3, 2012). Master Lock Key Safe 5400 Review & Giveaway (Ends January 3, 2012). Sign up here.

Freebies 40

Freebies Fridays Frito lay January 40

Family Balance Sheet

JANUARY 3, 2013

Too many people rely on credit cards to carry them through the holiday spending and January ends up being a very stressful month when those credit card bills start rolling in. On the budget, list all of your Christmas spending from 2012, include gifts, decorations, cards, stamps, parties, etc. Thanks for reading.

Budgeting 100

Budgeting Budget 2013 Christmas 100

Couponing 101

JANUARY 17, 2012

Here is a new 10 point code for Pampers Gifts to Grow : FBMLKKU4RPP6P12 (expires January 20, 2012). Thanks, Common Sense with Money ! Here is a list of other available codes if you missed them: WELCOMEGTGPTS10 = 10 points. GTGREWARDS4MOMS = 10 points. JOINNOW4REWARDS = 50 points. 2BEGINEARNING50 = 50 points.

Growing 75

Growing Pampers Points Codes 75

Couponing 101

FEBRUARY 3, 2012

Free Download of American Virtue Magazine, Issue January 2012. Free Download of The Rules of Money eBook. Free Download of Count to 10 eBook. Free Download of Delicious and Nutritious Gluten-Free Recipes eBook. Free Download of Family Circle 15 Slow-Cooker Recipes eCookbook. Facebook offer).

Freebie Friday 69

Freebie Friday Fridays Freebies Quaker Oatmeal 69

Family Balance Sheet

OCTOBER 6, 2014

We used Dave Ramsey’s principles from his books, The Total Money Makeover and Financial Peace as a guide to create a step by step plan on how we will achieve our financial goals. Too often we only think about goals in January, but today we’re going to work on new financial goals. Is it to pay off your house?

Financial Goals 113

Financial Goals Goals Finance Organic 113

Prairie Eco-Thrifter

MARCH 7, 2012

But on January 18th 2012, NWF formally announced the partnership on their website, saying “ The National Wildlife Federation (NWF) and ScottsMiracle-Gro are announcing a new partnership to advance NWF’s nationwide Be Out There initiative to connect children with nature. How much money was going to change hands in this partnership?

Press 201

Press 2005 2008 Media 201

Saving Cents With Sense

FEBRUARY 18, 2012

Below are some of coupons that were included in the Weight Watchers January 2012 Issue. 67 per issue, you get over $10 worth of coupons which makes this magazine a money maker ! $1/1 Subscribe to Weight Watchers Magazine for only $3.99 per year (71% off) with code SAVINGCENTS ! You can order up to 4 years at this price.

Magazines 63

Magazines Jan Goals January 63

Saving Everyday

APRIL 24, 2012

Starting January 2012, we set up an automatic withdraw to a new “vacation savings account” of $25 a week. In years past, my goal each year was to pay for our trips entirely with ”free” money! It’s free money and I usually get a better deal online anyway. Deposit From Paychecks = $125.

March 86

March Disney Friends And Family Sale Vacation 86

Nicoles Nickels

DECEMBER 28, 2011

Redemption of the Reward Certificate is subject to all terms and conditions and policies imposed by Hollywood Movie Money On-Demand Rewards.” Giveaway ends at 12:01 am on Tuesday, January 3, 2012. Please note: this promotion is limited to one (1) REWARD CERTIFICATE PER PERSON/HOUSEHOLD/E-MAIL ADDRESS.

Giveaway 110

Giveaway Holiday Movies Rewards 110

For the Mommas

JANUARY 3, 2012

If you are looking at starting surveys in 2012, Pinecone Research has screenings available for 2012. Coupons have reset for January! You wont get rich doing surveys, but it is a good way to make a few extra dollars. PineCone Research is looking for panelists, apply while they are open. You can register here.

2012 53

2012 January Rewards Home 53

Finally Frugal

SEPTEMBER 10, 2012

Here's a more organized update (and then I'll explain my dilemma): Here's where things stand now, in early-mid September 2012: Second Mortgage Debt: $31,400::::$25,176. Here's what it looked like in late May 2012: Second Mortgage Debt: $31,400::::$25,442. Assuming, of course, that the stock market doesn't tank between now and January.

Debt 45

Debt Student Taxes January 45

Family Balance Sheet

AUGUST 4, 2014

With tuition payments and debt payments we spent about $60,395 between January 2012 and March 2014 when we became completely debt free with two bachelor’s and two master’s degrees between us. What are the top 3 – 5 ways you found money to put towards debt. What inspired you to get debt free?

Debt Free 243

Debt Free Debt Goals Student 243

Saving Everyday

JANUARY 6, 2013

The following deals are valid Sunday, 1/6/2013 through Saturday, 1/12/2013 – thanks to Michelle @ Money Saving Madness. and also use $1/2 Chex Mix, Bugles, or Gardetto’s coupon in the January Walgreens coupon book. 1/1 Advil, Select Varieties 12/09/2012 RP Insert (exp 02/25/2013). $1/1 New Balance Reward Point Breakdown.

2013 45

2013 Walgreens Chex Mix Advil 45

Saving Everyday

OCTOBER 17, 2012

Sadly, it is only available from October 1st through January 1st. Instead of ordering a second sandwich, you could order another side and save some money. Browse through all of our past Disney posts: September 2012 Trip – Keep up with us live from the parks. We always split our sandwiches anyway…everyone likes to sample!

Disney 53

Disney Photos Press Restaurant 53

Saving Everyday

JANUARY 26, 2013

January Video Values will be available to watch 12/30/2012 thr0ugh 1/26/2013 and expire on 2/9/2013. 10% off Rite Aid Brands, everyday with your Wellness Card. ** Today is the last day to watch your January Video Values - they don’t expire until 2/9 **. 1/2 Dixie Napkins 11/11/2012 RP Insert (exp 02/11/2013).

2013 55

2013 Chex Mix Digiorno 2012 55

Prairie Eco-Thrifter

FEBRUARY 22, 2012

I would love to have everyone who smokes break the habit and I would like those agencies and companies that make money from the industry find a new way to collect their profits. Improving my mediation practice is one of my 2012 projects. I work in the cancer field so I have seen the damage it can do. Yes it is possible.

Education 186

Education Personal Finance Fitness Work 186

Saving Everyday

NOVEMBER 8, 2012

Now if you are a relax-by-the-pool-all-day kinda family (or somewhere in between), then you will probably use the mug enough to save some money. We were there during the freak cold spell they had in January a few years ago and I was miserably cold the entire time! Do you have kids? Where is your room located? What about you?

Disney 58

Disney Buy Buying Food and Drink 58

Saving Everyday

APRIL 12, 2013

free money! It’s free money and I usually get a better deal online anyway. Make money for searching online! When you buy the item specified, SavingStar will pay you cold hard cash…it’s FREE money! 52-Week Money Saving Challenge = $55.00. 52-Week Money Saving Challenge = $55.00.

Disney 69

Disney March Gift Cards Ebates 69

Saving Everyday

JULY 13, 2012

A few years ago, I made it my personal obsession goal to see if I could completely pay for our Disney trips with “free money” and I’ve accomplished that goal every year but once (I was only a couple hundred dollars short). Here we go… Disney Trip 2012 – Total Savings Goal = $2555.35.

Disney 83

Disney Hotel Goals Money 83