Family Balance Sheet

JANUARY 26, 2016

2016 will be THE year. It has been my obsession goal since we found ourselves in a dicey situation back in August 2013. Between 2013 – 2015, we whittled that down and as of today we have just two loans left. Guidelines for 2016: 1. What’s your financial goal for 2016? Make it a Necessities Only Year.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Family Balance Sheet

MAY 6, 2020

Storm #2: 2013. August 2013 was a month that I’d like to wipe from my memory. But in August 2013 , our business softened, renovations to our new building were more costly than planned, and we were now the owners of two mortgages: our home and our business. I still use my spreadsheet to this day! Yep, life was good.

Debt 130

Debt Emergency Fund 2007 2020 130

Family Balance Sheet

FEBRUARY 10, 2017

As I reflect back to January 2016, I started that year pretty determined to pay off the balance of our non-mortgage debts. And we were on a roll in January 2016. We had quite a bit of momentum coming out of 2015 and I never doubted our own abilities. We made a lot of changes since 2013. So, you know I was serious!

Debt 100

Debt 2017 Student 2016 100

Family Balance Sheet

JUNE 22, 2020

By the summer of 2013, we found ourselves in a pickle–we had too much debt and not enough cash flow. The good news is that the consistency my husband and I both had prior to 2013 allowed us to build a decent amount in our retirement. When we did eat out, we followed these rules: 15 Smart Tips to Save Money When Eating Out.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

JANUARY 17, 2018

We will need to cut back on dining out, but it is unrealistic for me to say we won’t eat at restaurants this year. I’ll do my best to follow my own advice, 10 Ways to Save When Eating Out , and we will bring snacks, bag lunches, and drinks on road and errand trips to save money. 2016 Update. 2017 Update.

Financial Goals 113

Financial Goals Goals 2018 Debt 113