Family Balance Sheet
MAY 6, 2020
Our emergency fund. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We reduced our spending where we could, but the money to pay any shortfall each month came from our emergency fund. Storm #2: 2013.
Family Balance Sheet
APRIL 9, 2021
We also didn’t feel comfortable with Dave’s suggestion of a $1000 starter emergency fund, which is his step #1. The point of the starter emergency fund is to get you through until you pay off your non-mortgage debts, at which point, you build a more extensive fund. Increase business emergency savings.
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Family Balance Sheet
JANUARY 26, 2016
2016 will be THE year. It has been my obsession goal since we found ourselves in a dicey situation back in August 2013. That was the month I didn’t know if we had enough funds to cover our expenses. Between 2013 – 2015, we whittled that down and as of today we have just two loans left. Guidelines for 2016: 1.
Family Balance Sheet
OCTOBER 18, 2019
2016 & 2017 Update. 1 – Save a starter Home Emergency Fund. Dave Ramsey suggests to have a starter emergency fund of $1000 while focusing on paying off non-mortgage debt. We have definitely dipped into this fund often, so I’m glad I strayed from his advice here. 1st Update in June 2014.
Family Balance Sheet
FEBRUARY 2, 2017
She hit that goal in September 2016. They took it one step at a time though, first by building up emergency funds as quickly as possible, then by paying off the credit cards and committing to no new debt. We’ve been paying off non-mortgage debts since 2013. Save for emergencies. goals to get us there.
Family Balance Sheet
JANUARY 17, 2018
Our Debt Freedom Plan (an update): In 2013, we found ourselves with a lot of debt and not enough cash flow. 2016 Update. Save a starter Home Emergency Fund. Dave Ramsey suggests to have a starter emergency fund of $1000 while focusing on paying off non-mortgage debt. Our Debt Freedom Plan (2013).
Family Balance Sheet
FEBRUARY 10, 2017
As I reflect back to January 2016, I started that year pretty determined to pay off the balance of our non-mortgage debts. And we were on a roll in January 2016. Our Debt Freedom Plan Started in 2013: The year 2012 was quite exciting for me and my husband. We made a lot of changes since 2013. So, you know I was serious!
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