Family Balance Sheet

JANUARY 26, 2016

2016 will be THE year. It has been my obsession goal since we found ourselves in a dicey situation back in August 2013. Between 2013 – 2015, we whittled that down and as of today we have just two loans left. Guidelines for 2016: 1. What’s your financial goal for 2016? Make it a Necessities Only Year.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Family Balance Sheet

FEBRUARY 10, 2017

As I reflect back to January 2016, I started that year pretty determined to pay off the balance of our non-mortgage debts. And we were on a roll in January 2016. Our Debt Freedom Plan Started in 2013: The year 2012 was quite exciting for me and my husband. We made a lot of changes since 2013. So, you know I was serious!

Debt 100

Debt 2017 Student 2016 100

Family Balance Sheet

APRIL 9, 2021

Listed below is our original debt freedom plan that we wrote back in 2013. To stay motivated I would listen to the debt-free screams on The Dave Ramsey Show. Our Debt Freedom Plan – written in 2013. What’s your motivation for debt freedom? A lot has changed since we wrote this plan. Update: DONE Sept 2019!!

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

JANUARY 17, 2018

Our Debt Freedom Plan (an update): In 2013, we found ourselves with a lot of debt and not enough cash flow. 2016 Update. We took a controversial step and stopped contributing to our retirement plans in 2013, so we could focus on steps 2-4. Our Debt Freedom Plan (2013). 2017 Update. 2014 Update. Pay Off Mortgage Debt.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

OCTOBER 18, 2019

2016 & 2017 Update. In 2013, we took a controversial step and stopped contributing to our retirement plans, so we could focus on steps 2-4. The good news is that the consistency my husband and I both had prior to 2013 allowed us to build a decent amount in our retirement. 1st Update in June 2014. 2018 Update.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

FEBRUARY 2, 2017

She hit that goal in September 2016. Maureen, from The Debt Free Mess Free Life , suggests that you understand what motivates you to act unwisely and spend frivolously (if that is your situation). She and her husband also used a visual motivation chart posted on their refrigerator. Her 2017 goal is to save $20,000 in cash.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100