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My 2020 Financial Goals & A Recap of 2019

Family Balance Sheet

However, 2019 was the first year that I found a word that I could stand by. I adored my word and everything about what I was trying to achieve for 2019. By the end of 2019, I achieved one major bullet point and the others will continue to be a work in progress. ALSO our 2019 Financial Goal!).

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Our 2018 Financial Goals

Family Balance Sheet

Did you make 2018 financial goals ? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If we complete them early, we’ll move on to 2 additional goals that are on our radar. If not, we’ll start saving in 2019.

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2019 Debt Freedom Plan Update

Family Balance Sheet

Our 2019 Financial Goal. Happy New Year’s 2019: In January 2019, we were down to one final non-mortgage loan, so we created just one financial goal for the year—-to pay off that last non-mortgage debt by December. We can now move on to other financial goals. 2018 Update.

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My Word for 2019

Family Balance Sheet

So will 2019 be any different for me? My word for 2019 is REDUCE. Our main financial goal is to pay off our last non-mortgage loan. It was a goal in 2018, but high medical bills and other financial challenges hindered our progress. My plan is for 2019 to be different. In fact, I turn 50 in 2019.

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Create your debt freedom plan

Family Balance Sheet

Listed below is our original debt freedom plan that we wrote back in 2013. Number 4 was knocked out in 2019. We sent our very last payment to my husband’s student loan in September 2019, the same month I turned 50. Our Debt Freedom Plan – written in 2013. Update: DONE Sept 2019!! DONE November 2019.

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How We Paid off Six Figures of Debt

Family Balance Sheet

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. By the summer of 2013, we found ourselves in a pickle–we had too much debt and not enough cash flow. It was so big that I cried for two days straight– we paid off six figures in non-mortgage debts.

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