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Why I Don’t Use Credit Card Rewards Programs

Prairie Eco-Thrifter

Credit card rewards programs are no different. Many people today seem to prefer paying by credit card. An August 2013 issue of Daily Finance, in an article entitled Credit Card Debt Falling But Still Very High reported: “According to data from the Federal Reserve, as of July 2013, the average indebted household in the U.S.

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Introducing the 2013 Christmas Savings Club

Family Balance Sheet

Another Christmas has passed by and while the memory of the Christmas shopping and spending is still lingering in my head, I've come up with a plan for all of us to start saving for 2013. Unless it's paid with cash, that is one hefty credit card bill come January. The total interest paid will. be nearly $200.".

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Christmas Spending Budget for 2013 {FREE Excel Spreadsheet Offer}

Family Balance Sheet

Our goal with the Christmas Savings Club is to save enough cash to achieve a Cash Christmas in 2013. Too many people rely on credit cards to carry them through the holiday spending and January ends up being a very stressful month when those credit card bills start rolling in. Next, fill in a budget for 2013.

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Amazon $5.00 off $25.00 Back to School Credit

For the Mommas

pon completion of the “Share & Claim” action, a $5 off $25 or more promotional credit will be automatically applied to your Amazon account. Promotional credits must be redeemed by 11:59 PM PST on Thursday, August 22, 2013. Limit one promotional credit per customer. Head over here to claim a $5.00

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Amazon Coupon: $5.00 off $25.00 Back to School Credit

For the Mommas

pon completion of the “Share & Claim” action, a $5 off $25 or more promotional credit will be automatically applied to your Amazon account. Promotional credits must be redeemed by 11:59 PM PST on Thursday, August 22, 2013. Limit one promotional credit per customer. Head over here to claim a $5.00

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Why I Use Cash

Prairie Eco-Thrifter

As I read financial blogs, I find that a lot of bloggers seem to like to pay for everything with their credit card. You can get rewards or cash back , the credit card company tracks all your purchases for you and may even show you a yearly statement indicating the percents you spent on that card in various categories.

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10 Ideas to Find Cash for Christmas

Family Balance Sheet

Our goal is to NOT put our Christmas purchases on a credit card. January will be one giant nightmare when the credit card bills start rolling in. Back in 2013, I had a year-long series, Christmas Savings Club , to encourage everyone to set aside money each month for the holidays. photo credit: Pixaby.

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