Nicoles Nickels

JANUARY 20, 2013

Nordic Naturals , the leading manufacturer of omega-3 supplements, invites new and returning college students to compete for a $5,000 award by entering the company’s inaugural scholarship program. 2013 Essay Scholarship” on January 1, 2013 on its Facebook page. Arby’s & National Hat Day!

Education 65

Education Finance College 2013 65

Nicoles Nickels

SEPTEMBER 16, 2013

With so many new products this year, Jif is encouraging kids across the country to create new sandwich varieties with the chance of earning a $25,000 college fund! Through November 8, 2013, parents can submit their child’s innovative recipe online at Jif.com by completing the contest entry form. on November 8, 2013.

Jif 79

Jif Contest New York City November 79

Family Balance Sheet

NOVEMBER 2, 2022

Back in 2013, I had a year-long series, Christmas Savings Club , to encourage everyone to set aside money each month for the holidays. We paid for many of our Christmas purchases on a credit card and then hustled in January 2013 to pay it off. Were you a high school or college tennis star? Consider tutoring. Are you Crafty?

Christmas 130

Christmas Finds Friends And Family Sale Donation 130

Family Balance Sheet

OCTOBER 18, 2019

We still have a mortgage, however I feel like we can switch gears to be less focused on paying off debt and more focused on saving money, building our net worth and retirement, setting up a plan for college for our girls, and having some fun. 8 – Start college funds for our two girls. We’re way behind on this.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Prairie Eco-Thrifter

JANUARY 10, 2013

I have tried to do some reading this week which I have highlighted below: Great Reads From The Blogosphere: Despite 2012 being over, Invest It Wisely’s idea to fight the winter blues by giving to causes you believe in is a sure-fire way to ensure you’re on your way to a fantastic 2013. Finalizing your 2013 goals?

Emergency Fund 193

Emergency Fund Debt Student Fridays 193

For the Mommas

AUGUST 9, 2013

Buy (2) Mead Five Star 1-Subject Notebook 100-sheet Wide or College Ruled $1.50 Back to School Deals 2013 Store Deals Target Coupon Matchups & Deals Target Coupons' Free after coupons. 2 Mead Five Star Target Coupons. and use $1.00/2 2 Mead Five Star Coupon. 50 each after coupons. Thanks , Totally Target.

Target 58

Target College 2013 Free 58

For the Mommas

APRIL 23, 2013

This offer is valid for residents of Berks County, Harrisburg, State College, Johnstown and Altoona, PA. Select Subway Restaurants are offering a free 3 inch Flatbread Breakfast Sandwich and a small coffee on May 13th – May 19th. Head over here to make your reservation. Thanks, Kelley.

Subway 61

Subway Breakfast Coffee College 61

Saving Cents With Sense

MAY 15, 2013

Helping to pay for a private school, their first car, or even starting that ever important college fund – a $5000 can go a long way. For me, as a mom of 3, I would love to win an extra $5000 to help pay for college tuition for my kiddos. The contest ends September 30, 2013 and there will be 2 winners from EACH submission period.

Contest 45

Contest Huggies College Tuition Win 45

Saving Cents With Sense

MAY 16, 2012

Are you graduating or know someone that is graduating from High School or College? You can redeem this for 2012 or for 2013. Help them standout with Custom Graduation-Cap Toppers for only $13 ($27.90 Shipping is an additional $4.95. Be sure to check out the other Schools Out Groupon Deals.

Graduation 63

Graduation College 2013 2012 63

For the Mommas

JANUARY 28, 2013

The 2013 “ Doodle 4 Google ” invites students K-12 to design the Google logo. The prizes are high stakes: in addition to being featured on Google.com homepage, the winner will be awarded a $30,000 scholarship to be used at the college of their choice, and their school will receive a $50,000 technology grant. 15 to March 22, 2013.

Contest 72

Contest Win Museum Student 72

Prairie Eco-Thrifter

NOVEMBER 6, 2013

An August 2013 issue of Daily Finance, in an article entitled Credit Card Debt Falling But Still Very High reported: “According to data from the Federal Reserve, as of July 2013, the average indebted household in the U.S. Many people today seem to prefer paying by credit card. Many of them have unpaid balances.

Credit Card Rewards 228

Credit Card Rewards Credit Cards Credit Rewards 228

Family Balance Sheet

MAY 6, 2020

Storm #2: 2013. August 2013 was a month that I’d like to wipe from my memory. But in August 2013 , our business softened, renovations to our new building were more costly than planned, and we were now the owners of two mortgages: our home and our business. I still use my spreadsheet to this day! Yep, life was good.

Debt 130

Debt Emergency Fund 2007 2020 130

Family Balance Sheet

JUNE 4, 2015

I manage the finances for our business and our family and by August 2013, I felt the weight of the situation. When my own parents were the age that I am now, I was graduating from college. Within a year after settlement, we found ourselves with a lot of debt, not enough cash flow, and very little set aside for emergencies.

Goals 100

Goals Debt Renovation Daughter 100

Couponing 101

JUNE 4, 2013

Upromise – These coupons are not deducted at the register, but instead the savings are deposited into a college savings fund. 50¢/1 Lucky Charms Cereal. 25¢/1 Totino’s Rolls Frozen Snacks. 50¢/1 Progresso Recipe Starters Cooking Sauce. $1/5 1/5 Yoplait Greek 100 Yogurt. 50¢/2 General Mills Fruit Snacks. Read more about Upromise HERE.

June 102

June Chex Mix Sudafed Lucky Charms 102

Family Balance Sheet

AUGUST 21, 2020

Long-term accounts could be retirement accounts, savings for long-term purchases, like a home or your next vehicle, and college savings. Back in 2012/2013, we added new loans from a real estate purchase and spent the next 7 years paying off our non-mortgage debt. Tangible Assets would be the VALUE of your home.

Family 241

Family Debt Finance Kids and Family 241

Couponing 101

JULY 2, 2013

Upromise – These coupons are not deducted at the register, but instead the savings are deposited into a college savings fund. 50¢/1 Box of Fiber One Chewy Bars, 90 Calorie Chewy Bars, 90 Calorie Brownies or Protein Chewy Bars. 75¢/1 Vanilla Chex Cereal. Read more about Upromise HERE. $1/1 1/1 Dry Idea Product. $1/1 2 Pompeian Olive Oil.

July 102

July Smart Source Hamburger Helper Red Plum 102

Family Balance Sheet

NOVEMBER 26, 2014

In 2013, I had a year long series, Christmas Savings Club , to encourage everyone to set aside money each month for the holidays. We paid for many of our Christmas purchases on a credit card and then hustled in January 2013 to pay it off. Were you a high school or college tennis star? Consider tutoring. Teach tennis lessons.

Christmas 235

Christmas Finds Part Time Thrift Stores 235

Saving With Shellie

JULY 8, 2013

OfficeMax Wide or College Rule Poly Notebook – $1. Schoolio 1-Subject College or Wide-Rule Notebook – $1. Deals Around Town Back to School 2013' Here are the highlights: OfficeMax Solid-Color Composition Books – $.50. Schoolio 1″ or 1.5″ ″ 3-Ring Poly Binder – $1.

College 45

College Frugal Lives Frugal Living 2013 45

Saving Cents With Sense

JANUARY 14, 2013

Roberts, in this movie reminds me exactly of a college professor I once had. Product Description: When he suddenly finds himself without his long-standing blue-collar job, Larry Crowne (Tom Hanks) enrolls at his local college to start over. You can’t go wrong with Tom Hanks and Julia Roberts! All rights reserved.

Blu Ray 49

Blu Ray Dvd College Student 49

Nicoles Nickels

NOVEMBER 4, 2013

This Fall, Disney•Pixar celebrates homecoming with the release of “Monsters University” on Digital HD and Digital HD 3D on October 8, 2013, followed by the 4-Disc Ultimate Collector’s Edition Blu-ray 3D Combo Pack, 3-Disc Collector’s Edition Blu-ray Combo Pack, 3-Disc Blu-ray Combo Pack, DVD and On-Demand on October 29, 2013.

Blu Ray 65

Blu Ray College October Movies 65

Family Balance Sheet

APRIL 11, 2020

Finances after the Pandemic: We went through a rough time back in 2012/2013 and we wrote our Debt Freedom Plan as a result of it. I connected with some college friends via Zoom for a happy hour. I’ve already started thinking of changes I want to make to our financial plan when our business is back to running at full capacity.

Budget 246

Budget Budgeting Family Debt 246

Prairie Eco-Thrifter

JUNE 24, 2013

Because of this, in April 2013, Maryland lawmakers implemented what is referred to as a Rain Tax. How Anyone Can Create Passive Income DIY Car Maintenance For Cash Savings How to Save Hundreds of Dollars a Year on Your Water Bill 5 Ways For College Students To Make Money Over Winter… Interview with Fresh Stories.

Property Taxes 210

Property Taxes Taxes Maryland Cars 210

Couponing 101

AUGUST 2, 2013

Upromise – These coupons are not deducted at the register, but instead the savings are deposited into a college savings fund. . $1/1 Coppertone Product. 50¢/2 Pillsbury Toaster Strudel, Toaster Scrambles Pastries, or Pillsbury Pancakes. 75¢/3 Larabar, Uber, Alt or Jocalat Bars. 60¢/3 Old El Paso Product. 75¢/1 Cascadian Farm Product.

August 66

August Smart Source Red Plum El Paso 66

Nicoles Nickels

FEBRUARY 27, 2013

Ever since college-bound Mike Wazowski (voice of Billy Crystal) was a little monster, he has dreamed of becoming a Scarer—and he knows better than anyone that the best Scarers come from Monsters University (MU). theaters on June 21, 2013, and will be shown in Disney Digital 3D™ in select theaters. The film opens in U.S.

Restaurant.com 66

Restaurant.com College Disney Film 66

Couponing 101

DECEMBER 3, 2013

2 Pillsbury Refrigerated Cookie Dough 50¢/1 Chex Mix 75¢/2 Pillsbury Rolled Refrigerated Pie Crusts 50¢/2 Pillsbury Crescent Dinner Rolls Upromise – These coupons are not deducted at the register, but instead the savings are deposited into a college savings fund. Cellfire 75¢/1 Kikkoman Panko Bread Crumbs $1.50/2

December 65

December Chex Mix Little Debbie Minute Maid 65

Family Balance Sheet

APRIL 9, 2021

Listed below is our original debt freedom plan that we wrote back in 2013. Our Debt Freedom Plan – written in 2013. Start college funds for our two girls. Our plan gave us clarity and direction, and instead of spreading ourselves too thin and trying to do everything at once, we focused on one step at a time.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Saving Everyday

JULY 2, 2013

Here are the best Publix deals I see through 7/3/2013 through 7/9/2013…or 7/4 – 7/10 for some of you! 2 Ben & Jerry’s, pints (exp 09/08/2013). 1 Ben & Jerry’s, pints (exp 09/08/2013). 3 Ben & Jerry’s, pints (exp 09/08/2013). $1/1 Diet 6 pk 16 oz (exp 07/03/2013). $1/1

2013 40

2013 Publix Centrum Schick 40

Saving With Shellie

AUGUST 12, 2013

Up & Up College or Wide ruled filler paper, 100 sheet – $1.50. Store Deals Baby/Kids Back to School 2013 Fave Deals Target' -Use $1.50/1 1 Up & Up School Supply Item Target coupon. Final Price = FREE. Up & Up Graph Paper – $1.49. 1 Up & Up School Supply Item Target coupon. Final Price = FREE. Final Price = FREE.

Target 63

Target Printers Paper Frugal Lives 63

Family Balance Sheet

JANUARY 26, 2016

It has been my obsession goal since we found ourselves in a dicey situation back in August 2013. Between 2013 – 2015, we whittled that down and as of today we have just two loans left. We have a retirement to plan , our daughters’ college to save for, and many places to visit.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Saving Everyday

JULY 14, 2013

All deals are valid through 7/20/2013! ** Get a FREE Tote Bag when you spend $15+ on Post-it or Scotch products (with in-ad coupon). Wide or College Ruled Poly Notebooks – $1.00. Here’s your back-to-school deals for Office Max this week. 50¢ or Less. Crayola 24 pk. Crayons-$50 – Sunday and Monday Only. Woodcase No 2.

Office 40

Office Crayola Purell Student 40

Family Balance Sheet

JANUARY 3, 2012

Start College Savings Accounts for our Girls. We want to go to Walt Disney World in the fall of 2012 or spring of 2013. Our 2002 Honda Civic has 125,000 miles and still runs well, but we don't want to have to take out a loan when it is time to replace the vehicle. The amount needed is yet to be determined.

Financial Goals 127

Financial Goals Goals 2012 Emergency Fund 127

Saving Cents With Sense

DECEMBER 3, 2012

I love finding deals, saving with coupons, and cutting costs, but the reality is that the real “winning solution” is to make sure that we save money each month for our future (college education, vacations, retirement, etc).

Saving 53

Saving Bank Banking Money 53

Motherhood Moments

MARCH 6, 2023

It’s never been “easy” to send children off to college. Many of Release’s clients are students, and Clark’s own addiction progressed while he was a student—as he explains on a new podcast pulling back the curtain on the college experience and showing parents the real challenges and risks their teens are facing.

Podcasts 100

Podcasts Student College Parenting 100

Saving Everyday

MARCH 1, 2013

2/1 Aleve D SS Insert 01/06/2013 ( exp 03/31/2013 ). and also use $2/1 Alka Seltzer, 20 ct+ or Aleve D Sinus & Cold, 10 – 20 ct, Publix Green Advantage Flyer, Sweetheart Savings 02/09/2013 ( exp 03/01/2013 ). College Inn Broth 32oz – $2.59 1/1 College Inn Broth Coupon. Same in FL. Pay: $0.79

2013 49

2013 Publix Pepperidge Farm Hamburger Helper 49

For the Mommas

JULY 15, 2014

Recently nominated for the 2013 Georgia Author of the Year Award for Fiction. Liddy James has put off her dream of owning her own French cupcake shop for 25 years, ever since she came home form Paris after college. Is it really too late for some dreams to come true?

Simple 51

Simple Georgia Free Stuff Cupcakes 51

Saving Cents With Sense

AUGUST 14, 2013

I started drinking coffee when I was in college and realized that there are many different ways to enjoy this caffeinated beverage – like drinking it iced or frozen. Giveaway ends August 19, 2013 at 3pm EST. The winner will be chosen using rafflecopter. This giveaway is for all my fellow coffee lovers! creamers or Iced Coffee).

Prizes 72

Prizes Giveaway Win Coffee 72

For the Mommas

JULY 8, 2012

Instantly on a New Binder when you Recycle a Binder (no limits) Staples 2013 Desktop Calendar, 22x17" - $4.99 Schoolio College, Wide, and Primary Ruled Composition Books - $0.50 Use In-Ad Coupon Office Max 1 Subject Poly-Cover College or Wide Ruled Notebooks, 100 sheets - $1.00 with $5.00 with $5.00

Office 80

Office Crayola Art College 80