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10 Ideas to Find Cash for Christmas

Family Balance Sheet

Our goal is to NOT put our Christmas purchases on a credit card. January will be one giant nightmare when the credit card bills start rolling in. Back in 2013, I had a year-long series, Christmas Savings Club , to encourage everyone to set aside money each month for the holidays. Babysit or House Sit.

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10 Ideas to Find Cash for Christmas

Family Balance Sheet

Our goal is to NOT put our Christmas purchases on a credit card. January will be one giant nightmare when the credit card bills start rolling in. In 2013, I had a year long series, Christmas Savings Club , to encourage everyone to set aside money each month for the holidays. Hopefully, that’s your goal too.

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Season of Sharing 2013 Day 4: Gifts for Little Ones and Giveaway

Nicoles Nickels

Today is the fourth day of five days of awesome gifts and giveaways for the Season of Sharing 2013! “Green Golly & her Golden Flute” is a beautiful new picture book-with-audio, based on the Parents’ Choice® Gold Award winning recording by the same name. Even includes a pocket for license, keys, and credit card!

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Rethink Your Christmas Spending | 31 Days to Find $1000 | Christmas Savings Club

Family Balance Sheet

In years past, we used a credit card to purchase our gifts and paid the card off in January. I’m looking forward to a stress-free January, because our gifts in 2013 will be paid for with cash as we buy them in November & December. For the first time, I have set aside money monthly for our Christmas spending.

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A Goal Without a Plan is Just a Wish

Family Balance Sheet

I manage the finances for our business and our family and by August 2013, I felt the weight of the situation. We paid our bills on time, never carried credit card debt from month to month, but in that moment we could not pay our bills. When my own parents were the age that I am now, I was graduating from college.

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Why Save Money in a Low Interest Rate Environment?

Prairie Eco-Thrifter

Helping the parents teach my grandchildren to save is an ongoing project of mine. This was part of my parent’s plan to turn me into a saver. I’ve been toying with the idea of getting their parent’s permission to have each of them open a savings account this year – to the same end as above.

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Are You Middle Class?

Prairie Eco-Thrifter

The Atlantic’s article, Meet the New Middle Class: Who They Are, What They Want, and What They Fear , reported on a 2013 Allstate/National JournalHeartland Monitor Poll trying to get an answer to what is middle class? Maybe that is why our credit card bills are so high! And then there is the media.

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