Prairie Eco-Thrifter

JULY 9, 2013

Another thing that, according to the National Foundation for Credit Counseling (NFCC), happens in childhood that affects our adult finances is that we learn from the financial behavior of our parents. Some people never think about how their financial behavior compares to that of their parents. Credit card debt is bad.

Used 228

Used Parenting Credit Cards Debt 228

For the Mommas

JANUARY 20, 2016

Credit Card Rules You Should Live By. Ah, the credit card. That magical card of freedom. You may have gotten your first card in college, before you had any salary at all but just in time for that upcoming spring break trip: clothes, gas money, hotel…and then, one month later… BOOM! Just say no.

Credit Cards 40

Credit Cards Credit Debt Equal 40

Family Balance Sheet

APRIL 12, 2016

I am the oldest of seven kids (yes, we all have the same parents – I get asked that quite a bit!). I had $29,000 in MBA student loans, $14,000 in credit cards, and $13,000 in a car loan. I no longer use credit cards – only debit cards or cash. I am used to moving a lot! What kind of debt was it?

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

APRIL 19, 2016

It was a mix of college loans, a personal loan from my parents (for college), an overdraft account, and credit card debt. The post Find out how Anna paid off $23,605 in college, personal loans, and credit cards. What kind of debt was it? How long did it take you? I paid off $23,605.10 and it took me 15 months.

Credit Cards 100

Credit Cards Debt Free College Debt 100

Saving Everyday

JANUARY 7, 2015

Hurry over and request a FREE 1-Year Subscription To Parents Magazine ! If you don’t have kids, this would be perfect for any new or expecting parents, or even to just donate to a locate women’s shelter. You will never be billed, and you don’t have to provide any credit card information! There are no strings attached!

Parenting 40

Parenting Magazines Health and Beauty Credit Cards 40

Prairie Eco-Thrifter

JANUARY 28, 2014

My credit card information was vulnerable during the PlayStation Network breach of a few years ago. As a result of the PlayStation breach, I began changing the way I use my credit and debit cards , and my bank accounts , so that I could limit the difficulties associated with breaches of this nature. Use Credit Cards.

Credit Cards 193

Credit Cards Bank Banking Identity Theft 193

The Frugal Girl

NOVEMBER 13, 2023

C with Finn, my parents’ dog Our daughter is 12, and very into the arts and science. I biked to the library, to the mall, to the TCBY, to visit my parents at their offices in the university, to the pool, basically everywhere a kid would want to go. K and Finn (my parents dog) 12. K in her dance costume 2. Yes to both!

Kids and Family 190

Kids and Family Parenting Cars Car 190

Prairie Eco-Thrifter

JUNE 22, 2014

We all learn first and best from our parents. You can’t always count on credit cards or checks being accepted. My son whipped out his credit card to pay for their meal and was stopped cold when he found out the place didn’t take credit. Lucky for him his parents carried cash that day!

Money 217

Money Mom Credit Cards Bank 217

Prairie Eco-Thrifter

MAY 25, 2014

Or put yet another trip to Las Vegas on the credit card. While my parents talked about saving money and only spending what you have, the lessons were more abstract than practical. While my parents talked about saving money and only spending what you have, the lessons were more abstract than practical. Money Tips'

Money 209

Money Giving Las Vegas Credit Card Rewards 209

The Frugal Girl

MARCH 4, 2024

When my brother and I were growing up, our parents didn’t have much discretionary income. I learned to save money by watching my parents. (I Although my parents never specifically taught me about finances, they lived a frugal life by necessity. How did you get interested in saving money? That’s not right.

Green And Frugal 179

Green And Frugal Kids and Family Hotel Frugal 179

Family Balance Sheet

NOVEMBER 2, 2022

Our goal is to NOT put our Christmas purchases on a credit card. January will be one giant nightmare when the credit card bills start rolling in. We paid for many of our Christmas purchases on a credit card and then hustled in January 2013 to pay it off. Hopefully, that’s your goal too.

Christmas 130

Christmas Finds Friends And Family Sale Donation 130

Prairie Eco-Thrifter

AUGUST 17, 2017

You already have lots of contacts, not only your classmates, but also their parents, siblings and your teachers too. Talk to any alumni you may know (hint parents, cousins, that kid that went off to college last year) to see what they know about it. Failure to be smart about credit. Parents feel it is the path to a better life.

College 133

College Graduation Used Points 133

Prairie Eco-Thrifter

APRIL 13, 2014

There are many things that parents shouldn’t do when trying to instill good financial skills and values in their offspring. Most parents let their kids have some kind of money – either via an allowance, a job or chores around the house or from gifts. Here are some that either are not that apparent or not that easy to implement.

Kids 219

Kids Money Parenting Kids and Family 219

Family Balance Sheet

DECEMBER 28, 2016

Monday, January 9: 12pm EST: Tips for Tackling Credit Card Debt with LaTisha Styles. She’ll share the 3 steps she used to eliminate $22,000 in credit card debt. Tuesday, January 10: 12 pm EST: Parenting and Priorities with Matt Becker. 8 pm EST: Dealing with Aging Parents with Maureen Campaiola.

New Year's 100

New Year's Debt Personal Finance Real Estate 100

Prairie Eco-Thrifter

APRIL 8, 2014

What was a want or a luxury to parents or grandparents may have actually become something most of us consider a need. Here are things that most in my generation would now consider a need, but that most of our parents didn’t have when we boomers were growing up in their households. Credit card balances.

Phones 204

Phones Parenting Kids and Family Credit Cards 204

Prairie Eco-Thrifter

SEPTEMBER 2, 2011

For the first time in your life you are away from your parents and for most college students, you are also beginning to support yourself. Some parents will still give their kid an allowance once they go to college but let’s be real, it’s never enough. Credit Cards for College Students. Great plan, huh?

College 180

College Money Student Budgeting 180

Prairie Eco-Thrifter

NOVEMBER 26, 2013

If you are going to shop online, try to use a credit card. A credit card can protect you and your purchases thanks to Section 75. (For Debit cards offer some protection, but credit cards offer the most protection in the event that your item is lost or damaged in shipping.

Christmas 203

Christmas Shopping Gift Cards Credit Cards 203

Penny Pinchin' Mom

FEBRUARY 16, 2024

This is something every parent needs to think about. That’s a small amount to pay for that level of peace of mind as a parent. Besides, paying off your debt and keeping it at a healthy minimum will help your credit score rating. To create a good credit rating, I take out small personal loans from time to time.

Money 52

Money Insurance Debt Bulk 52

Prairie Eco-Thrifter

OCTOBER 22, 2013

Kids usually start asking a lot of questions when they’re 3, 4, and 5 years old, and it’s your job as a parent to answer those questions to the best of your knowledge in an open and honest way. It’s easy for kids to accept gifts from their parents and not realize the amount of money that has gone into them getting that gift.

Money 234

Money Kids College Tuition Kids and Family 234

Prairie Eco-Thrifter

NOVEMBER 29, 2011

If you’re new to the parenting world, it can be very hard to tell the difference between what you need and what are just fancy extras that are nice to have if you can afford it. For most parents-to-be, buying items on the off-chance that they’ll be needed means that they end up wasting a lot of money. How vital is the item?

Saving Money 210

Saving Money Money Baby Parenting 210

Family Balance Sheet

NOVEMBER 26, 2014

Our goal is to NOT put our Christmas purchases on a credit card. January will be one giant nightmare when the credit card bills start rolling in. We paid for many of our Christmas purchases on a credit card and then hustled in January 2013 to pay it off. Hopefully, that’s your goal too.

Christmas 235

Christmas Finds Part Time Thrift Stores 235

Prairie Eco-Thrifter

FEBRUARY 3, 2016

With so many things that we parents have to teach our children, from using the potty to being a good and decent citizen, it’s no wonder that financial lessons sometimes get pushed aside in favor of more immediate needs in raising our kids. No, we won’t put that on the credit card and pay for it later.

Work 100

Work Kids Bank Banking 100

Prairie Eco-Thrifter

AUGUST 1, 2013

Tomorrow night we are heading out to “Movies in the Park” with my parents. If you have credit cards, regardless of having a balance or not, don’t miss Paul from the Frugal Toad’s post about the mistakes that are all too common to make when it comes to using those cards. It is a great time.

Home 160

Home Fridays Credit Cards Wedding 160

Prairie Eco-Thrifter

JULY 4, 2011

This past weekend I headed out west with my husband, brother, and his girlfriend to help my parents move into their new house. “The best inheritance a parent can give to their children is a few minutes of their time each day.&#. Darwin from Darwin’s Money asks Are You Better Off Than Your Parents?

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

NOVEMBER 4, 2016

While I don’t advocate the use of credit cards with a continuing balance, we do use a credit card on many purchases and pay the balance off when the bill comes. We earn cash back on our credit card purchases and I have been saving up our points to cash them in for a $100 Lands’ End gift card.

Frugal 100

Frugal Fridays Ebates Credit Cards 100

Couponing 101

MAY 28, 2019

But there’s one thing that a lot of parents forget that their kids will absorb: financial habits. adults have credit card debt, kids might not be learning the best financial lessons to set them up for future success. Kids are like sponges. They soak up the language, beliefs, and habits of the people around them.

Saving Money 84

Saving Money Money Simple Financial Goals 84

Prairie Eco-Thrifter

AUGUST 6, 2013

There are times when parents co-sign their children’s loans (my first car was bought with my parents’ co-signing help), but it gets sticky otherwise. What You Need to Know About Student Loans 5 Common Reasons Your Credit Card Application Was Denied 5 Home Buying Fundamentals to Remember Top 5 Benefits Of Home Ownership.

Debt 238

Debt Credit Money At&T 238

Family Balance Sheet

OCTOBER 26, 2013

In years past, we used a credit card to purchase our gifts and paid the card off in January. Is it smart to spend all of that money on Christmas gifts if we must cash flow some needed expenses or have to put the gift purchases on a credit card? Take a look at your Christmas budget.

Christmas 100

Christmas Club Finds October 100

Prairie Eco-Thrifter

FEBRUARY 9, 2012

You know you shouldn’t be using credit cards all the time. Don’t blame your spouse, the economy, your parents or your job. You spend until the money runs out and then you put your purchases on your credit card. You know you need to start paying attention to your money. Or making your own coffee.

Money 203

Money Debt Finance Credit Cards 203

Prairie Eco-Thrifter

NOVEMBER 29, 2012

You get married, have kids, maybe get divorced, or end up with the loss of your parents or spouse. As a parent, you want to be able to contribute as much as possible so that your child will not have to apply for student loans and go into debt. Ideally, that means as soon as you find out that you will be a parent.

Life Insurance 203

Life Insurance Financial Goals Insurance Taxes 203

For the Mommas

JULY 27, 2016

Sign up for New Parent Offers. Many companies have new Mom or new parent offers you can sign up for even before the little one arrives. Credit card debt and high-interest loans are costing you money that you could use in the long-run. You can score some pretty great stuff and lots of coupons with some of these offers.

Baby 40

Baby Debt Credit Cards Phone Service 40

Prairie Eco-Thrifter

MARCH 14, 2011

Fred Lee presents Top 5 Inexpensive Ideas for a Parent-Toddler Date posted at Parenting Squad. Consumer Boomer presents How To Be Frugal With Your Credit Card posted at Consumer Boomer , saying, “Frugal use of a credit card can actually save you money rather than cost you money!

Frugal 150

Frugal Movies Finance Bills 150

Savings Corner

DECEMBER 25, 2023

If you have no income and no credit or bad credit, you’ll need a co-signer to get a private student loan. Without bills in your name, such as a credit card, car loan or utility, it’s hard to demonstrate that you can pay bills on time. Will I need a co-signer for a private student loan?

Student 52

Student College Credit Debt 52

Prairie Eco-Thrifter

JANUARY 5, 2014

If Gen Y expects a similar lifestyle to their parents, they need to be consciously tackling their debt, managing spending habits and preparing for their financial future.” You should be laser focused on getting rid of any student loans or credit cards. He is known for both in-depth commentary and practical advice for consumers.

Personal Finance 192

Personal Finance Finance Finance Tips Graduation 192

Family Balance Sheet

JUNE 4, 2015

We paid our bills on time, never carried credit card debt from month to month, but in that moment we could not pay our bills. When my own parents were the age that I am now, I was graduating from college. When my parents were my age, they were empty-nesters and converted my bedroom into a sewing room for my mother.

Goals 100

Goals Debt Renovation Daughter 100

Prairie Eco-Thrifter

MAY 26, 2016

Helping the parents teach my grandchildren to save is an ongoing project of mine. This was part of my parent’s plan to turn me into a saver. I’ve been toying with the idea of getting their parent’s permission to have each of them open a savings account this year – to the same end as above.

Money 124

Money Saving Money Lowes Grandchildren 124

Prairie Eco-Thrifter

AUGUST 2, 2011

Parents already know that back to school time is the second most expensive time of the year (right after the holidays). By paying college tuition at the state university with a cash back rewards credit card (and then paying the balance off before any interest charges came due!!), says Jeanette Pavini from Coupons.com.

College 192

College Money Personal Finance Student 192