Family Balance Sheet

SEPTEMBER 21, 2015

August 2013 was a month that I’d like to wipe from my memory. We carried no credit card debt and we contributed to our retirement. But in August 2013, our business softened, renovations to our new building were more costly than planned, and we were now the owners of two mortgages, our home and our business. Stay positive.

Finance 100

Finance Debt August 2013 100

Family Balance Sheet

FEBRUARY 4, 2015

Today’s Debt Free Story is from Shannon. Tell us about you and your family. They keep us very busy! How much debt did you pay off? What kind of debt was it? As many students do these days, we had tens of thousands of dollars of debt by the time we graduated with our Masters degrees. Where are you from?

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

JUNE 22, 2020

It was so big that I cried for two days straight– we paid off six figures in non-mortgage debts. How we got to six figures of non-mortgage debt: In the summer of 2012, we found an opportunity to purchase an office building for our small business. After the first year, the new business debt weighed on me.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Meet The Achievers: Deacon and his wife paid off $52,000 in debt in 18 months. His 2017 goal is to make $100,000 in online income.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

The Frugal Girl

DECEMBER 11, 2023

Last year, to make a little extra cash, I started boarding dogs through Rover, and I am about to start a very very part time job using my RN license for a home care company. My husband and I bought our first home in 2013 when interest rates and housing prices were pretty low. Your homemade bagels look lovely; what recipe do you use?

Money 197

Money Kids and Family Frugal Parenting 197

Family Balance Sheet

DECEMBER 10, 2014

Today’s Debt Free Story is from Carrie. Tell us about you and your family. Yep, we’re newlyweds and eloped together in December 2013. How much debt did you pay off? What kind of debt was it? It took just over a year (14 months to be exact) before I paid off all my debts and became debt free!

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

FEBRUARY 10, 2017

As I reflect back to January 2016, I started that year pretty determined to pay off the balance of our non-mortgage debts. Unfortunately, we did not hit that goal and in part, have made some major changes to our Debt Freedom Plan. Our Debt Freedom Plan Started in 2013: The year 2012 was quite exciting for me and my husband.

Debt 100

Debt 2017 Student 2016 100

Family Balance Sheet

JULY 9, 2014

When my husband and I wrote our Debt Freedom Plan earlier this year, we made a commitment to scrutinize our monthly expenses to find money to put towards our plan. We use the gym, so we’ve never felt like it was a waste of money. In 2013, our average monthly grocery spending was $635. Gym Membership.

Grocery Spending 242

Grocery Spending Financial Goals January Budgeting 242

Finally Frugal

SEPTEMBER 10, 2012

Here's a more organized update (and then I'll explain my dilemma): Here's where things stand now, in early-mid September 2012: Second Mortgage Debt: $31,400::::$25,176. Student Loan Debt: $61,762::::$29,318. Primary Mortgage Debt: $167,500::::$154,209. Student Loan Debt: $61,762::::$39,070. What would you do?

Debt 45

Debt Student Taxes January 45

Prairie Eco-Thrifter

OCTOBER 21, 2012

Editors Picks: Big Cajun Man from THE Canadian Personal Finance Site shares 10 Phrases I have Used to Save Money. Really, we should all carry a cue card in a our wallet that we can just whip out and use anytime we have an opportunity to save money. People there only have what they use and need and you know what…they are happy!!

Personal Finance 219

Personal Finance Finance Debt Money 219

Prairie Eco-Thrifter

MAY 26, 2016

Although we think of the Great Recession starting in early 2009, it wasn’t until 2013 that the 5 year CD interest rate fell below 1% – and has stayed there ever since according to Bank Rates interest survey data. The FDIC shows the US national average payout for savings accounts less than $100,000 is.06%.

Money 124

Money Saving Money Lowes Grandchildren 124

Prairie Eco-Thrifter

APRIL 17, 2015

The Atlantic’s article, Meet the New Middle Class: Who They Are, What They Want, and What They Fear , reported on a 2013 Allstate/National JournalHeartland Monitor Poll trying to get an answer to what is middle class? Do the Rich Use Debt Differently? Census and IPUMS-USA, University of Minnesota. Take a look.

Polls 100

Polls New York City Wichita Debt 100

Saving Everyday

DECEMBER 28, 2012

Start 2013 on the right track!! I’ve used this for months and LOVE how easy and user-friendly it is! LearnVest’s My Money Center will give you a snapshot of your overall finances, including your assets, debts, and net worth. Check out the Freebie Page for more!

Finance 45

Finance Budgeting Budget Tools 45

Saving Everyday

OCTOBER 8, 2013

Start 2013 on the right track!! I’ve used this for months and LOVE how easy and user-friendly it is! LearnVest’s My Money Center will give you a snapshot of your overall finances, including your assets, debts, and net worth. The post FREE Online Spending & Budget Tool! appeared first on Saving Everyday. Freebies'

Budgeting 45

Budgeting Budget Tools Finance 45

Saving Cents With Sense

MAY 26, 2014

Only 32 percent of Americans prepare a monthly budget, according to a Gallup poll taken in June 2013. Creating a short-term budget and long-term financial plan can not only help you get out of debt once and for all, but they can also guide you to economic independence and prosperity. This site uses affiliate links.

Emergency Fund 71

Emergency Fund Goals 2008 Debt 71

Prairie Eco-Thrifter

MAY 10, 2012

’ Financial Planning Ashley presents Should I Get Married with Debt? ” Jason presents Why We Didn’t Sell Our Car on Craigslist posted at Work Save Live , saying, “Last week I detailed why we considered buying a car through CarMax, and I wanted to do a follow-up on a service of theirs that we actually used.

Money 113

Money May 2012 Debt 113

For the Mommas

JANUARY 23, 2013

Saving more (52%), spending less (19%) and paying off debt (19%). Adrian Nazari, CEO and founder of CreditSesame.com , is available to talk about how consumers can start 2013 on the right financial foot, as well as discuss the top 3 financial resolutions and what consumers can do to address them including: Saving More.

Monitors 40

Monitors Credit Debt Consumer 40

Family Balance Sheet

JANUARY 17, 2018

This is our very last non-mortgage loan and we send an extra payment every month as part of our Debt Freedom Plan. We bought a used pop-up several years ago and it was one of the best decisions for our family We absolutely adore camping, and we’d like to upgrade to a travel trailer. I’ll apply that money to the debt.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

JANUARY 5, 2019

I want to reduce our debt by paying off our last non-mortgage loan. . She made me think a lot about things I can do to reduce unnecessary waste in my life and home from changing how I grocery shop to rethinking one-use plastics and other non-recyclables that I encounter. My word for 2019 is REDUCE. In fact, I turn 50 in 2019.

2019 100

2019 Recycle Recycled Recycling 100

Prairie Eco-Thrifter

JANUARY 10, 2017

percent compared with the July 2013 through June 2014 midyear average, the U.S. With interest rates so low, why not spend now, using debt, instead of waiting for inflation and higher interest rates to kick in and raise the price of goods and services. Bureau of Labor Statistics (BLS) reported today.

Spendthrift 100

Spendthrift Economical Consumer Recession 100

Saving Cents With Sense

MARCH 25, 2013

Paying bills on time and managing debt are important steps to good credit. Contest Ends 3/28/2013. This site uses affiliate links. When you are looking to get a car, a house, home or school loads, or borrow money or any other reason, your credit score makes a huge impact. Legal regarding the contest: No purchase necessary.

Credit 75

Credit Finds Making Contest 75

Prairie Eco-Thrifter

MAY 6, 2016

Digging into this formula investment technique (which is similar to dollar cost averaging), led me to the re-discovery of multiple other types of formulas and techniques which are supposed to help us make our money grow. What are some of the methods used for investing? Stock picking formulas. Technical analysis (chartists).

401K 100

401K Money Emergency Fund Goals 100

Family Balance Sheet

JANUARY 8, 2020

My word was REDUCE: Non-mortgage debt to zero. There were hits and misses on this list, and many are things that I will continue to work on, but let’s recap: 1 – Reduce non-mortgage debt to zero. We’ve been working since 2013 to pay off a boat load of non-mortgage debt. distractions/social media time.

Financial Goals 130

Financial Goals Goals 2020 2019 130

Family Balance Sheet

AUGUST 11, 2014

Welcome to Debt Free Stories. She paid off $41,587 in debt in 14 months! Tell us about you and your family. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free? I was inspired to get debt free for 2 main reasons: 1. We wanted to enter into marriage debt free. (He

Debt Free 235

Debt Free Debt Mom Goals 235