Family Balance Sheet

APRIL 11, 2020

We paid off our last non-mortgage debt in September and have since sent that loan’s monthly payment to our mortgage principal. We didn’t have enough cash saved to buy a car without a loan and that wasn’t sitting well with me. Also, about the time everything shut down, my coffee machine decided to as well.

Budget 246

Budget Budgeting Family Debt 246

Family Balance Sheet

JANUARY 17, 2018

This is our very last non-mortgage loan and we send an extra payment every month as part of our Debt Freedom Plan. I’ll apply that money to the debt. What We Won’t Give Up: My motto has always been “living well on less” and now it will be “living well on (even) less”. Pay off all Non-Mortgage Debt. 2017 Update.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

SEPTEMBER 21, 2015

August 2013 was a month that I’d like to wipe from my memory. We carried no credit card debt and we contributed to our retirement. Our small business was going well and we said so long to renting office space and purchased a commercial property. I created our Debt Freedom Plan and we still follow it today.

Finance 100

Finance Debt August 2013 100

Family Balance Sheet

JANUARY 26, 2016

As God is my witness, it WILL be the year that we pay off the last of our non-mortgage debt. It has been my obsession goal since we found ourselves in a dicey situation back in August 2013. At the time, we had 4 business loans and 1 student loan that were weighing on us, so we created our Debt Freedom Plan. The Game Plan: 1.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

The Frugal Girl

DECEMBER 11, 2023

We bought a cheap old trampoline and enclosed the bottom with chicken wire as their run It has been a learning curve to take care of this much land, as well as the chickens and cows we’ve since added. In my free time I enjoy canning and preserving food (well, I enjoy the results of it, ha!), canned peaches = summer in a jar 2.

Money 195

Money Kids and Family Frugal Parenting 195

Family Balance Sheet

JUNE 4, 2015

To many, working with a spouse would be too difficult, but our individual strengths and weaknesses complement each other and the arrangement has worked well. However a few years ago, we found ourselves with too much debt and not enough cash. Our business was doing well and it seemed like the right time for us to buy.

Goals 100

Goals Debt Renovation Daughter 100

Prairie Eco-Thrifter

NOVEMBER 6, 2013

An August 2013 issue of Daily Finance, in an article entitled Credit Card Debt Falling But Still Very High reported: “According to data from the Federal Reserve, as of July 2013, the average indebted household in the U.S. Many of them have unpaid balances. We are pay as you go type people.

Credit Card Rewards 228

Credit Card Rewards Credit Cards Credit Rewards 228

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Meet The Achievers: Deacon and his wife paid off $52,000 in debt in 18 months. His 2017 goal is to make $100,000 in online income.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Motherhood Moments

DECEMBER 12, 2022

I stumbled upon it,” says Knight, “and discovered that I was better at it than I thought I would be.” - Her debt to MTV. “I Knight states, “‘The Best’ is so well known by Tina, when people do it, it’s like an homage to her … It just keeps going. In 2013, Knight was inducted into the Songwriters Hall of Fame.

New York City 100

New York City Music TV shows Dallas 100

Family Balance Sheet

JULY 9, 2014

When my husband and I wrote our Debt Freedom Plan earlier this year, we made a commitment to scrutinize our monthly expenses to find money to put towards our plan. And his hours at the Y fit into his and our family’s schedule well. In 2013, our average monthly grocery spending was $635. Cable TV & Land Line.

Grocery Spending 242

Grocery Spending Financial Goals January Budgeting 242

Family Balance Sheet

JANUARY 3, 2012

Increase our Monthly Debt Payment. We have set a goal date of July 2015 to pay off all of our debt. Our 2002 Honda Civic has 125,000 miles and still runs well, but we don't want to have to take out a loan when it is time to replace the vehicle. We want to go to Walt Disney World in the fall of 2012 or spring of 2013.

Financial Goals 127

Financial Goals Goals 2012 Emergency Fund 127

Family Balance Sheet

JANUARY 1, 2015

Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey. I tricked …nudged my husband into following along and together we wrote out our Debt Freedom Plan. Debt Free Stories. My Themes for 2015: 1.

2015 100

2015 Money Debt Home and Garden 100

Finally Frugal

SEPTEMBER 10, 2012

Here's a more organized update (and then I'll explain my dilemma): Here's where things stand now, in early-mid September 2012: Second Mortgage Debt: $31,400::::$25,176. Student Loan Debt: $61,762::::$29,318. Primary Mortgage Debt: $167,500::::$154,209. Student Loan Debt: $61,762::::$39,070. What would you do?

Debt 45

Debt Student Taxes January 45

Prairie Eco-Thrifter

OCTOBER 21, 2012

Well, this time I have done it again and put together some good laughs for you to enjoy on your Monday morning. Kristen from My Dollar Plan reminds us Why You Should Tell Your Family About Your Debt. Peter from Bible Money Matters shares 10 Tips to Save Money on Your Christmas Shopping and Avoid Going Into Debt. ” J.P.

Personal Finance 219

Personal Finance Finance Debt Money 219

Prairie Eco-Thrifter

APRIL 17, 2015

Folks here (and everywhere) seem to value the ability to move ahead, for each generation to do better than the prior, to get an education, to be self-made, to own that house, and be materially well grounded. Do the Rich Use Debt Differently? Take a look. Are you middle class? What Are Your Priorities? What Makes You Feel Wealthy?

Polls 100

Polls New York City Wichita Debt 100

Prairie Eco-Thrifter

MAY 26, 2016

It has served me well over the years, eventually leading to my current position of financial freedom. Although we think of the Great Recession starting in early 2009, it wasn’t until 2013 that the 5 year CD interest rate fell below 1% – and has stayed there ever since according to Bank Rates interest survey data.

Money 124

Money Saving Money Lowes Grandchildren 124

Finally Frugal

MAY 30, 2012

I started the year at around $49,300 so I think I'm doing well for being five months into the year. Though it is a tough road and my friends and family are still wondering if I'm nuts (I must admit I wonder myself as I go from job to job to job), I can finally see that I may actually be free of student loan debt in early 2013!!

Debt 40

Debt Student TV shows Goals 40

Prairie Eco-Thrifter

MAY 10, 2012

’ Financial Planning Ashley presents Should I Get Married with Debt? Frank presents Passively Managed Funds posted at Individual Investor Strategies , saying, “Short-term mutual fund trading is a zero sum game played against other very well informed mutual fund traders and other securities market traders.

Money 113

Money May 2012 Debt 113

For the Mommas

JANUARY 23, 2013

Saving more (52%), spending less (19%) and paying off debt (19%). Adrian Nazari, CEO and founder of CreditSesame.com , is available to talk about how consumers can start 2013 on the right financial foot, as well as discuss the top 3 financial resolutions and what consumers can do to address them including: Saving More.

Monitors 40

Monitors Credit Debt Consumer 40

Prairie Eco-Thrifter

JANUARY 10, 2017

’ While there is some macro economic sense in consumer spending causing an impact on the country’s growth, it doesn’t necessarily play well at the individual consumer finance level. percent compared with the July 2013 through June 2014 midyear average, the U.S. Even today, many are still unemployed or underemployed.

Spendthrift 100

Spendthrift Economical Consumer Recession 100

Prairie Eco-Thrifter

MAY 6, 2016

Unfortunately, I was doing this from 2010 through 2013, part of the longest bull run we’ve had in the US recently. Also, my spouse and I are both buy and hold investors, so the selling part didn’t clique well with us. Instead, they had to be sold within the 401K and the proceeds reinvested in the IRA.

401K 100

401K Money Emergency Fund Goals 100