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Our Big Financial Goal for 2016

Family Balance Sheet

It has been my obsession goal since we found ourselves in a dicey situation back in August 2013. That was the month I didn’t know if we had enough funds to cover our expenses. Between 2013 – 2015, we whittled that down and as of today we have just two loans left. I wouldn’t wish that feeling on my worst enemy.

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Investment Methods

Prairie Eco-Thrifter

I pick up a lot of them at garage sales for 25 cents to a $1. It caught me by surprise that the stocks/mutual funds in which I invested while in the 401K could not be transferred in kind to my IRA. Unfortunately, I was doing this from 2010 through 2013, part of the longest bull run we’ve had in the US recently.

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Take Control of Your Money in 2015

Family Balance Sheet

In 2013, The Christmas Savings Club encouraged all of us to save monthly so that we could have a cash Christmas. How to Set and Keep Goals to Make This the Best Year Ever | Jen @ Girl in Garage. How to Build a Starter Emergency Fund in 30 Days or Less | Jackie Beck @ The Debt Myth. Choose Thrift First Challenge.

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Our 2018 Financial Goals

Family Balance Sheet

I want to go through our basement, closets, and garage to look for unused items that we can sell. Our Debt Freedom Plan (an update): In 2013, we found ourselves with a lot of debt and not enough cash flow. Save a starter Home Emergency Fund. Apply any Found Money to our Goals. I’ll apply that money to the debt.

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How We Paid off Six Figures of Debt

Family Balance Sheet

By the summer of 2013, we found ourselves in a pickle–we had too much debt and not enough cash flow. As part of his baby steps, he does not advocate contributing to retirement until after you’ve paid off non-mortgage debts and saved 3-6 months of expenses in an emergency fund. Small home = Low Expenses.

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