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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

Our emergency fund. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We reduced our spending where we could, but the money to pay any shortfall each month came from our emergency fund. Storm #2: 2013.

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Create your debt freedom plan

Family Balance Sheet

Becoming debt-free became very appealing and the idea of being able to give more, save more, and live more was the direction we wanted to go. We also didn’t feel comfortable with Dave’s suggestion of a $1000 starter emergency fund, which is his step #1. Our Debt Freedom Plan – written in 2013.

Debt 130
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Friday Links – Too Swamped Edition

Prairie Eco-Thrifter

I have tried to do some reading this week which I have highlighted below: Great Reads From The Blogosphere: Despite 2012 being over, Invest It Wisely’s idea to fight the winter blues by giving to causes you believe in is a sure-fire way to ensure you’re on your way to a fantastic 2013. Working to build your emergency fund?

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Our 2018 Financial Goals

Family Balance Sheet

My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. Our Debt Freedom Plan (an update): In 2013, we found ourselves with a lot of debt and not enough cash flow. Save a starter Home Emergency Fund. Did you make 2018 financial goals ?

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5 Steps to CRUSH Debt + FREE Debt Payoff Goal Tracker

Family Balance Sheet

Our journey to debt freedom started back in 2013 when we found ourselves saddled with business and student loans. I couldn’t imagine making the monthly payments for the full term of the loans, so I concocted an idea to pay them off early and wrote our Debt Freedom Plan. A leaky roof was one of the priorities to give you an idea.

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2012 Financial Goals

Family Balance Sheet

Increase Family Emergency Fund to Six Months Salary. My husband and I have some ideas about how much we want to contribute and we definitely need to devise a game plan this year. We want to go to Walt Disney World in the fall of 2012 or spring of 2013. This might take us 2 years to achieve. Let us know in the comments.

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Our 2017 Debt Freedom Plan Update

Family Balance Sheet

Our Debt Freedom Plan Started in 2013: The year 2012 was quite exciting for me and my husband. At the time we were renting an office space in a strip mall, but when we discovered a foreclosure in our town that seemed like a great idea on paper, we jumped at the chance. We made a lot of changes since 2013. Retirement.

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