Family Balance Sheet
MAY 6, 2020
What got us through financially? Our emergency fund. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. I still use my spreadsheet to this day! Storm #2: 2013. Yep, life was good.
Family Balance Sheet
APRIL 9, 2021
We also didn’t feel comfortable with Dave’s suggestion of a $1000 starter emergency fund, which is his step #1. The point of the starter emergency fund is to get you through until you pay off your non-mortgage debts, at which point, you build a more extensive fund. Increase business emergency savings.
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Family Balance Sheet
APRIL 11, 2020
Pre-coronavirus, we didn’t think twice about shaking a stranger’s hand, using the ATM keypad, or going to the grocery store without donning a hazmat suit. I have written often about the importance of an emergency fund. I have been using it ever since. Emergency Savings = Last Resort. Cash is King.
Saving Cents With Sense
MAY 26, 2014
Only 32 percent of Americans prepare a monthly budget, according to a Gallup poll taken in June 2013. Income should include all funds from paychecks, government assistance, annuity payments and so forth. Build a Budget & Emergency Fund. Cut out unnecessary spending and use that money to build an emergency fund.
Family Balance Sheet
MAY 21, 2021
It took us years to pay it all off, but we achieved it in 2019. Our journey to debt freedom started back in 2013 when we found ourselves saddled with business and student loans. Your first assignment: Take the first step and calculate your debts by using my FREE Family Balance Sheet. 2 – Create your Debt Freedom Plan.
Prairie Eco-Thrifter
OCTOBER 21, 2012
Editors Picks: Big Cajun Man from THE Canadian Personal Finance Site shares 10 Phrases I have Used to Save Money. Really, we should all carry a cue card in a our wallet that we can just whip out and use anytime we have an opportunity to save money. People there only have what they use and need and you know what…they are happy!!
Prairie Eco-Thrifter
MAY 6, 2016
Digging into this formula investment technique (which is similar to dollar cost averaging), led me to the re-discovery of multiple other types of formulas and techniques which are supposed to help us make our money grow. What are some of the methods used for investing? Stock picking formulas. Technical analysis (chartists).
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