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Introducing the 2015 Choose Thrift First Challenge

Family Balance Sheet

In 2013, The Christmas Savings Club encouraged all of us to save monthly so that we could have a cash Christmas. In 2014, the Grocery Budget Challenge encouraged us to keep our grocery spending in line and to be creative with our meal planning so that we do not over-spend. Can I find what I need at a second hand or thrift store?

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How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

We were privileged to be able to do so for a few months but we must stop this for the unforeseeable future. This is not an elective, fun, no-spend month like what we did in January to find funds for our summer vacation. Stop all non-essential spending–cold turkey. April will be a “we might not have an income” month.

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Our Big Financial Goal for 2016

Family Balance Sheet

It has been my obsession goal since we found ourselves in a dicey situation back in August 2013. Between 2013 – 2015, we whittled that down and as of today we have just two loans left. The goal is to reduce our monthly spending where we can to find extra money to apply to our debt. I think I’ll survive.

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Saving Tips & Free Crediting Monitoring

For the Mommas

Adrian Nazari, CEO and founder of CreditSesame.com , is available to talk about how consumers can start 2013 on the right financial foot, as well as discuss the top 3 financial resolutions and what consumers can do to address them including: Saving More. Do you really need cable television or can you make do without?

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Take Control of Your Money in 2015

Family Balance Sheet

These will continue as long as I can find people don’t mind being open and transparent about their debt free story. If you’ve missed the previous interviews, you can find them HERE. In 2013, The Christmas Savings Club encouraged all of us to save monthly so that we could have a cash Christmas.

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Our 2018 Financial Goals

Family Balance Sheet

However, we could use a year of extra thriftiness to find any extra funds to accelerate the $10k. I want to challenge myself to rethink our purchases by taking advantage of more cost effective solutions, like borrowing, buying second hand, or just making do with what we already have. The Guidelines for 2018: 1.