Family Balance Sheet

JULY 9, 2014

In 2013, our average monthly grocery spending was $635. I knew I could do better, so in January 2014, I made a commitment to reduce our grocery spending, but not sacrifice the quality of food and meals that I fed my family. Our savings: $55 a month or $660 a year.

Grocery Spending 242

Grocery Spending Financial Goals January Budgeting 242

Family Balance Sheet

JANUARY 10, 2014

Are you spending more on groceries every month than your budget allows? Would you like to reduce your grocery spending? Are you an impulsive grocery shopper? The grocery bill can get out of control for me if I’m not careful. This year, I need to reduce our grocery spending and I need to succeed.

Budgeting 174

Budgeting Budget Groceries Grocery 174

Family Balance Sheet

NOVEMBER 30, 2014

Back in January I introduced the 2014 Grocery Budget Challenge. I really wanted to reduce our grocery spending for my family of 4 from the average of $634 a month in 2013 to a budget of $450 a month in 2014. Through out the year, my grocery spending ranged from $425 – 500 a month.

Budgeting 124

Budgeting Budget Groceries Grocery 124

Family Balance Sheet

JUNE 25, 2013

We''ve been working towards a goal of a cash Christmas since January and it''s not too late for you to join in. On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. Or challenge yourself to reduce your grocery spending by your shortfall.

June 100

June Club Christmas Goals 100

Family Balance Sheet

AUGUST 28, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. I''m happy to report that I was able to reduce our grocery spending in August by about $50 and I''ll put that money in our Christmas savings. Happy 4 months til Christmas!

August 100

August Club Christmas Goals 100

Family Balance Sheet

JANUARY 5, 2015

In 2013, The Christmas Savings Club encouraged all of us to save monthly so that we could have a cash Christmas. In 2014, the Grocery Budget Challenge encouraged us to keep our grocery spending in line and to be creative with our meal planning so that we do not over-spend. See you on Thursday, January 29.

Thrifting 100

Thrifting 2015 Thrift Stores Buying Second-Hand 100

Family Balance Sheet

JANUARY 1, 2015

Every January 1, I get caught up in the hopeful feeling of the upcoming new year. Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey. Lots of possibilities and many opportunities. And 2015 is no different.

2015 100

2015 Money Debt Home and Garden 100