Family Balance Sheet
MARCH 9, 2018
There was a month in 2013 where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. Special Purchases – Have some fun with this spreadsheet and use it to plan for upcoming large expenses, such as vacations, home renovations, equipment, replacement, etc.
Family Balance Sheet
SEPTEMBER 21, 2015
August 2013 was a month that I’d like to wipe from my memory. But in August 2013, our business softened, renovations to our new building were more costly than planned, and we were now the owners of two mortgages, our home and our business. Prior to that, we thought we were golden. Yep, life was good. My Life Plan.
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Family Balance Sheet
JUNE 11, 2014
It happened in 2006 and again in late 2012 to early 2013. By summer 2013, our savings was at an uncomfortable level. We also have some renovations and equipment that cannot wait and we need to cash flow. Over our 14 years in business, we have had to rely on our savings a few times to help cover expenses during tough months.
Family Balance Sheet
JUNE 4, 2015
The building offered so much potential, but needed a lot of work and we set out to renovate our dream office. The business softened, renovations were more costly than expected, and we were now the owners of two mortgages, our home and our business. We were excited to cross this accomplishment off our bucket list.
Family Balance Sheet
MAY 6, 2020
Storm #2: 2013. August 2013 was a month that I’d like to wipe from my memory. But in August 2013 , our business softened, renovations to our new building were more costly than planned, and we were now the owners of two mortgages: our home and our business. I still use my spreadsheet to this day! Yep, life was good.
Saving Cents With Sense
MARCH 31, 2013
About: Our mission is to offer expert advice and perspective for those building, renovating, or furnishing a home in the Arts and Crafts spirit. This Arts and Crafts Magazine deal is only available today, March 31, 2013. A subscription comes with 5 issues per year, and you can buy up to 3 years at this price. All rights reserved.
Family Balance Sheet
OCTOBER 18, 2019
3 – Cash flow necessary business expenses and renovations. In 2013, we took a controversial step and stopped contributing to our retirement plans, so we could focus on steps 2-4. The good news is that the consistency my husband and I both had prior to 2013 allowed us to build a decent amount in our retirement. DONE 2015.
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