Family Balance Sheet

SEPTEMBER 19, 2014

In January 2015, we will not have a feeling of dread when the credit card bills start rolling in. Instead, we’ll start the new year off right because we celebrated a debt free Christmas. 2 Ways to Prepare for a Debt Free Christmas. Not a single dime! Create a Budget.

Debt Free 100

Debt Free Debt Christmas Budget 100

Family Balance Sheet

JANUARY 17, 2018

This is our very last non-mortgage loan and we send an extra payment every month as part of our Debt Freedom Plan. I’ll apply that money to the debt. Our Debt Freedom Plan (an update): In 2013, we found ourselves with a lot of debt and not enough cash flow. You can read my original post: Our Debt Freedom Plan Begins.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

JANUARY 4, 2016

While we made considerable headway in 2015 with reducing our debts, we missed our goal of paying off a loan by the end of the year. So in 2016, I will continue to share our journey to pay off our debt. Debt Freedom Plan Updates. I’ll elaborate on this soon, but in the mean time, here is our Debt Freedom Plan.

2016 100

2016 Money Financial Goals Debt 100

Family Balance Sheet

FEBRUARY 4, 2015

Today’s Debt Free Story is from Shannon. How much debt did you pay off? What kind of debt was it? As many students do these days, we had tens of thousands of dollars of debt by the time we graduated with our Masters degrees. At the point when we finally got serious about paying off our debt we had $22,047 left.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

SEPTEMBER 21, 2015

We carried no credit card debt and we contributed to our retirement. We had a lot of debt, not enough cash flow, and very little set aside for emergencies. The extra debt that we took on was beginning to suffocate us, so I sat down and created a step-by-step plan. I created our Debt Freedom Plan and we still follow it today.

Finance 100

Finance Debt August 2013 100

Family Balance Sheet

JANUARY 26, 2016

As God is my witness, it WILL be the year that we pay off the last of our non-mortgage debt. At the time, we had 4 business loans and 1 student loan that were weighing on us, so we created our Debt Freedom Plan. Between 2013 – 2015, we whittled that down and as of today we have just two loans left. 2016 will be THE year.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Meet The Achievers: Deacon and his wife paid off $52,000 in debt in 18 months. His 2017 goal is to make $100,000 in online income.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Prairie Eco-Thrifter

JULY 18, 2019

As a young man studying at Renmin University, he had tried to enter the restaurant business, but he was unable to generate the interest he had hoped and ended up in debt after closing it. JD first became publicly traded in 2015, and Liu remained the majority shareholder until 2018.

2019 113

2019 Fair-Trade Real Estate 2018 113

The Frugal Girl

FEBRUARY 18, 2024

We ending up buying our current home in 2015, when local prices and interest rates were significantly lower. The first few years after graduating, I racked up a large credit card debt and bought a new SUV that cost approximately the same as my annual salary. Childhood joy. helping out 7.

Kids and Family 181

Kids and Family Home and Garden Money Frugal 181

Family Balance Sheet

AUGUST 11, 2016

We charted out our course of action to pay off debts and start saving for retirement. It’s taking forever for us to accomplish the step we’re on (paying off our non-mortgage debt), but we keep plugging away. We have completely stopped any retirement contributions, so we can apply that money towards our debts (we had A LOT).

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Family Balance Sheet

JANUARY 3, 2012

Increase our Monthly Debt Payment. We have set a goal date of July 2015 to pay off all of our debt. Our 2012 Financial Goals. Finish Will. No more excuses. Just get it done! This includes our mortgage and my husband's student loan.

Financial Goals 127

Financial Goals Goals 2012 Emergency Fund 127

Prairie Eco-Thrifter

DECEMBER 1, 2014

When you give up, you’ll likely achieve much less financially in 2015. How much debt do you have? If you make $50,000 and your goal is to save $25,000 this year, I’m here to tell you, this isn’t likely to happen. If you set unachievable goals, you’ll likely give up early. How much do you have in savings?

Goals 209

Goals Financial Goals December Motivation 209

Family Balance Sheet

JUNE 17, 2018

I created this collage back in 2015 for a sponsored post and it is mostly still accurate. We want to be debt free. I’m gathering images and magazine pages to put on a bulletin board, but another way to create a vision board is making a collage on PicMonkey and post as your desktop wallpaper.

Home and Garden 100

Home and Garden Financial Goals Friends And Family Sale Gardening 100

Prairie Eco-Thrifter

JANUARY 10, 2017

One of the most recent survey’s available reported: “Average expenditures per consumer unit1 for July 2014 through June 2015 were up 5.9 With interest rates so low, why not spend now, using debt, instead of waiting for inflation and higher interest rates to kick in and raise the price of goods and services.

Spendthrift 100

Spendthrift Economical Consumer Recession 100

Prairie Eco-Thrifter

NOVEMBER 23, 2014

We don’t like debt. for example: Knott’s Berry Farm, the theme park south of Los Angeles, which is offering free tickets to present and former military members and a guest until the beginning of January 2015. You have to go figure out what they are and whether you may be eligible. VA Mortgage. Transportation.

Military 162

Military Grandfather Education Los Angeles 162

Prairie Eco-Thrifter

NOVEMBER 12, 2015

Years ago (around 1984) , I started an at home, morning exercise habit that continues to this day (in 2015). Paying a credit card bill in full each time and on time not only saves outrageous interest charges, it also helps keep you out of debt and boosts your credit score. At 66, I’m still fit and have few health problems.

Health 100

Health Painting Money Finance 100