Prairie Eco-Thrifter

JANUARY 19, 2015

Would you like to end 2015 with a bigger bank account than you currently have? Earmark this money for an emergency fund, a new car fund, a vacation fund, whatever you would like. One blogger paid for a $600 Christmas thanks to the rewards she had accrued all year. I know I would. But it doesn’t have to be.

Money 100

Money 2015 Emergency Fund Bills 100

Family Balance Sheet

JANUARY 1, 2015

And 2015 is no different. Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey. Tantrum aside, it’s still going to take years, but there is room for us to make some considerable progress in 2015.

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

JANUARY 3, 2012

We have set a goal date of July 2015 to pay off all of our debt. Increase Family Emergency Fund to Six Months Salary. Thanks for reading. We are still working through some numbers and there might be some adjustments in the timelines we have given ourselves, but these are our financial priorities for 2012. Finish Will.

Financial Goals 127

Financial Goals Goals 2012 Emergency Fund 127

Family Balance Sheet

JANUARY 26, 2016

Between 2013 – 2015, we whittled that down and as of today we have just two loans left. Fortunately we have an emergency fund and a personal escrow account for our yearly and quarterly expenses to keep us stable, but we do need to be diligent at staying within our budget. The Game Plan: 1.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Family Balance Sheet

FEBRUARY 2, 2017

They took it one step at a time though, first by building up emergency funds as quickly as possible, then by paying off the credit cards and committing to no new debt. We focused and paid off 2 loans by end of 2015, and one loan in 2016. Save for emergencies. Read: How to Build your Emergency Fund.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

FEBRUARY 4, 2015

I wasn’t comfortable keeping only $1,000 in an emergency fund with two little ones and just one income, so we didn’t follow that part of his plan. Funny enough, after being so focused on saving for so long, I don’t think we really did anything but say a prayer of thanks! Then the real work began!

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100