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Create your debt freedom plan

Family Balance Sheet

Many years ago, my husband and I faced what we thought was an insurmountable hurdle– six figures of non-mortgage debts. Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. But Dave Ramsey’s view of debt is very different. Debt is Dumb and Cash is King.”. “…and

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Family Budget Spreadsheets 2021

Family Balance Sheet

If your fresh start for the New Year includes improving your finances, you are not alone! That is why I created Family Budget Spreadsheets — a bundle of spreadsheets that we personally use to plan and budget our money. I created it as a way to communicate our finances to my husband.

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How We Paid off Six Figures of Debt

Family Balance Sheet

It was so big that I cried for two days straight– we paid off six figures in non-mortgage debts. How we got to six figures of non-mortgage debt: In the summer of 2012, we found an opportunity to purchase an office building for our small business. After the first year, the new business debt weighed on me.

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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

For many households, their finances and budgets are in limbo. My family’s finances have also been affected. How Our Debt Freedom Plan Prepared Us for the Pandemic. As the Family Office Manager , I handle the day-to-day finances for our family and I needed a way to communicate our finances to my husband.

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5 Steps to Crush Debt in 2016 + FREE Debt Payoff Goal Tracker

Family Balance Sheet

Are you ready to crush debt this year? We’re going to give it everything we’ve got and hopefully pay off the last of our non-mortgage debt by the end of this year. It will be quite a feat because by my calculations we’ll be short each month if we just apply our debt snowball payment. Stretch yourself.

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Take Control of YOUR Money in 2016

Family Balance Sheet

But, I’m ready to take on 2016! While we made considerable headway in 2015 with reducing our debts, we missed our goal of paying off a loan by the end of the year. I would like that to be paid off by the end of 2016, but we have already lost the first two months. My Themes for 2016: 1. Debt Freedom Plan Updates.

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Our Big Financial Goal for 2016

Family Balance Sheet

2016 will be THE year. As God is my witness, it WILL be the year that we pay off the last of our non-mortgage debt. Thankfully, we have worked through those trials and the experience actually made a positive impact on our finances. Guidelines for 2016: 1. Apply any Found Money to Debt. Earn Additional Income.