Family Balance Sheet

DECEMBER 29, 2020

Saving more money is one of the top resolutions that people make…after getting in shape and eating healthier. That is why I created Family Budget Spreadsheets — a bundle of spreadsheets that we personally use to plan and budget our money. I created a Monthly Budget spreadsheet because I like formulas.

Budgeting 130

Budgeting Budget Family Property Taxes 130

Family Balance Sheet

MAY 6, 2020

For many households, their finances and budgets are in limbo. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We spent the next few years building our savings back up to the level we had prior to 2007. Our emergency fund.

Debt 130

Debt Emergency Fund 2007 2020 130

Family Balance Sheet

JUNE 22, 2020

As part of his baby steps, he does not advocate contributing to retirement until after you’ve paid off non-mortgage debts and saved 3-6 months of expenses in an emergency fund. We’re no spring chickens, so in November 2016, we started contributing again to our retirement. Health Sharing Ministry. Groceries.

Debt 130

Debt Health Insurance Insurance Budgeting 130