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Our 2019 Financial Goal

Family Balance Sheet

In previous years, I would create a long list of financial goals, only to have little accomplished by the end of the December. I almost stopped writing goals down altogether. In 2018, we decided to focus on just 2 main financial goals and before I share my 2019 goals I thought I would give you a recap on 2018.

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Our Big Financial Goal for 2016

Family Balance Sheet

2016 will be THE year. As God is my witness, it WILL be the year that we pay off the last of our non-mortgage debt. It has been my obsession goal since we found ourselves in a dicey situation back in August 2013. Fortunately, I’ve never met a goal I couldn’t handle. Guidelines for 2016: 1.

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How to Achieve Your Financial Goals (tips from the achievers)

Family Balance Sheet

Wonder what sets you apart from the people that seem to crush their financial goals? They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. She hit that goal in September 2016.

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Create your debt freedom plan

Family Balance Sheet

Many years ago, my husband and I faced what we thought was an insurmountable hurdle– six figures of non-mortgage debts. Stressed out, we ventured into Dave Ramsey’s online Financial Peace University home course for help. Prior to FPU, we thought we were doing well financially and never considered that we had too much debt.

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2019 Debt Freedom Plan Update

Family Balance Sheet

Our Debt Freedom Plan has been a long winding road. The journey started in 2012 when we bought an office building for our business and then found ourselves with a lot of debt and not enough cash flow. To ease my anxiety about our new loans, we took the Financial Peace University home course and it changed how we thought about debt.

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Take Control of YOUR Money in 2016

Family Balance Sheet

But, I’m ready to take on 2016! We have new financial goals for this year. While we made considerable headway in 2015 with reducing our debts, we missed our goal of paying off a loan by the end of the year. I would like that to be paid off by the end of 2016, but we have already lost the first two months.

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Where I Found $370 Debt Snowball Money in January

Family Balance Sheet

Our main financial goal in 2015 is to pay down our non-mortgage debt. My hope is to have it all paid off by the end of 2016 and to do so we need to get creative and resourceful. In January, I found $370 to put towards our debt: 1. Where can we find extra money? It is very un-Dave Ramsey-like but it works for us.

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