Family Balance Sheet

JANUARY 26, 2016

2016 will be THE year. That was the month I didn’t know if we had enough funds to cover our expenses. Guidelines for 2016: 1. I want to go through our basement, closets, and garage to look for unused items that we can sell. What’s your financial goal for 2016? In other words, I’m coming up short.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Family Balance Sheet

JANUARY 17, 2018

I want to go through our basement, closets, and garage to look for unused items that we can sell. 2016 Update. Save a starter Home Emergency Fund. Dave Ramsey suggests to have a starter emergency fund of $1000 while focusing on paying off non-mortgage debt. Apply any Found Money to our Goals. 2017 Update.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

JUNE 22, 2020

As part of his baby steps, he does not advocate contributing to retirement until after you’ve paid off non-mortgage debts and saved 3-6 months of expenses in an emergency fund. We’re no spring chickens, so in November 2016, we started contributing again to our retirement. Small home = Low Expenses.

Debt 130

Debt Health Insurance Insurance Budgeting 130