Family Balance Sheet

MAY 6, 2020

Our emergency fund. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We reduced our spending where we could, but the money to pay any shortfall each month came from our emergency fund. It kept me up at night.

Debt 130

Debt Emergency Fund 2007 2020 130

Family Balance Sheet

APRIL 9, 2021

Becoming debt-free became very appealing and the idea of being able to give more, save more, and live more was the direction we wanted to go. We also didn’t feel comfortable with Dave’s suggestion of a $1000 starter emergency fund, which is his step #1. How to Build your Emergency Fund. DONE 2013. . |

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

AUGUST 11, 2016

It’s hard to change and improve your finances if you have no idea where you currently stand. I’m on this journey to financial wellness with you and every weekend, I pack the newsletter with budgeting inspiration, money-saving tips & ideas, and frugal, yet tasty recipes. Start Saving for your Emergency Fund TODAY!

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Family Balance Sheet

JANUARY 17, 2018

My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. 2016 Update. Save a starter Home Emergency Fund. Dave Ramsey suggests to have a starter emergency fund of $1000 while focusing on paying off non-mortgage debt. 2017 Update.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

FEBRUARY 10, 2017

As I reflect back to January 2016, I started that year pretty determined to pay off the balance of our non-mortgage debts. And we were on a roll in January 2016. At the time we were renting an office space in a strip mall, but when we discovered a foreclosure in our town that seemed like a great idea on paper, we jumped at the chance.

Debt 100

Debt 2017 Student 2016 100

Family Balance Sheet

JUNE 22, 2020

This is a very controversial decision and I’ll be honest, I would never have come up with this idea on my own. As part of his baby steps, he does not advocate contributing to retirement until after you’ve paid off non-mortgage debts and saved 3-6 months of expenses in an emergency fund. Health Sharing Ministry.

Debt 130

Debt Health Insurance Insurance Budgeting 130