Family Balance Sheet
APRIL 9, 2021
Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We thought we were doing really well. We also didn’t feel comfortable with Dave’s suggestion of a $1000 starter emergency fund, which is his step #1. But Dave Ramsey’s view of debt is very different.
Family Balance Sheet
MAY 6, 2020
Our emergency fund. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We reduced our spending where we could, but the money to pay any shortfall each month came from our emergency fund. Yep, life was good.
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Family Balance Sheet
OCTOBER 18, 2019
2016 & 2017 Update. 1 – Save a starter Home Emergency Fund. Dave Ramsey suggests to have a starter emergency fund of $1000 while focusing on paying off non-mortgage debt. We have definitely dipped into this fund often, so I’m glad I strayed from his advice here. 1st Update in June 2014.
Family Balance Sheet
FEBRUARY 2, 2017
You might even find yourself wondering, “well, they don’t know my circumstances”, or “they can’t have it that bad,” or “their life must be so much easier than mine.” His 2017 goal is to make $100,000 in online income. Her 2017 goal is to save $20,000 in cash. Make it visual.
Family Balance Sheet
JANUARY 26, 2016
My motto has always been “living well on less” and now it will be “living well on (even) less” However, there are a few things that we will not give up so I will need to add to our budget. If we’re successful, life WILL be different in January 2017…for the better. The Game Plan: 1.
Family Balance Sheet
FEBRUARY 10, 2017
A 2017 Update: Since 2013, we have made incredible strides towards paying off our non-mortgage loans. Fast Forward to 2016: In reality 2016 went fairly well, but we had some unexpected business expenses. ” It might be small, but its size has probably set us up very well financially. times the amount of the student loan.
Family Balance Sheet
JANUARY 17, 2018
We hit our Annual Household Portion (kind of like a deductible) of $10,000 with Medi-Share in 2017 when our daughter had an unexpected medical condition arise that required multiple tests, 3 surgeries, and medication. An Update on Medi-Share – September 2017. 2017 Update. Save a starter Home Emergency Fund.
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