Family Balance Sheet

FEBRUARY 1, 2019

One month down for 2019. We have only one financial goal for 2019 and we made some progress in January. 8 Action Steps for a Frugal February: 1 – Write a budget/spending plan for February. I’m a big fan of Zero Based Budgeting. For a list of budget categories, read: How to Start a Budget.

February 100

February Frugal Financial Goals Budgeting 100

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. When that loan was paid off, we put that full amount towards the third loan and this continued until September 2019. When we did eat out, we followed these rules: 15 Smart Tips to Save Money When Eating Out.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

MAY 6, 2020

For many households, their finances and budgets are in limbo. When that loan was paid off, we put that full monthly amount towards the third loan and this continued until September 2019 when we made our last non-mortgage loan payment. We have revised our budget and we will get through this storm. We thought life would be golden.

Debt 130

Debt Emergency Fund 2007 2020 130

Family Balance Sheet

JANUARY 17, 2018

If nothing changes, this loan will be paid off by end of 2019, but I’d love to move that up and say adios to this loan! If not, we’ll start saving in 2019. You can only cut so much from a budget, so to increase our cash flow, we’ll need to earn extra income by growing our small business and growing my blog.

Financial Goals 113

Financial Goals Goals 2018 Debt 113