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2019 Debt Freedom Plan Update

Family Balance Sheet

Our 2019 Financial Goal. Happy New Year’s 2019: In January 2019, we were down to one final non-mortgage loan, so we created just one financial goal for the year—-to pay off that last non-mortgage debt by December. Our Debt Freedom Plan (October 2019 Update): Exact numbers have been omitted at this time.

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Our 2023 Financial Goals

Family Balance Sheet

The last time we wrote numbers-driven financial goals was 2019. In 2020, our financial goals were to read, research, and understand both college and retirement planning. Our oldest is a junior in high school and college becomes reality in the fall of 2024. We want to assist our daughters with their college expenses.

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Music Minute - Addie Pratt: The Woman That I Am

Motherhood Moments

Jude saved my life and I now feel stronger and more determined than ever to graduate college and pursue my dream of making music. Jude inspired her to speak and sing for the hospital, which led to her being featured on Brad Paisley's ABC special and his song "Alive Right Now" in 2019. Her experience at St. Support the St.

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Create your debt freedom plan

Family Balance Sheet

Number 4 was knocked out in 2019. We sent our very last payment to my husband’s student loan in September 2019, the same month I turned 50. It was such a treat and at that time, we were excited by the prospects of more extensive travel. Well, you know how that ends…someday, we’ll travel extensively. .

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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

When that loan was paid off, we put that full monthly amount towards the third loan and this continued until September 2019 when we made our last non-mortgage loan payment. We methodically worked through our plan and in September 2019 we were treated with the ultimate reward for our hard work– freedom from our non-mortgage debts!

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Our 2018 Financial Goals

Family Balance Sheet

If nothing changes, this loan will be paid off by end of 2019, but I’d love to move that up and say adios to this loan! We bought a used pop-up several years ago and it was one of the best decisions for our family We absolutely adore camping, and we’d like to upgrade to a travel trailer. Save for a camper upgrade.

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How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

The PA governor has shut down all non-essential businesses indefinitely and we’ve now been ordered to stay at home unless traveling to essential jobs, needed supplies, or outdoor exercise as long as we practice social distancing. After paying off our last non-mortgage debt in September 2019, we updated our Debt Freedom Plan.

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