Family Balance Sheet

FEBRUARY 1, 2019

One month down for 2019. We have only one financial goal for 2019 and we made some progress in January. If you’re new to writing a budget, read: How to Start a Budget (and be successful at it!). Use up all of those odd ingredients. Invite friends over for a potluck/game night, instead of going out to dinner.

February 100

February Frugal Financial Goals Budgeting 100

Family Balance Sheet

MAY 6, 2020

What got us through financially? I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. I still use my spreadsheet to this day! I decided to use Dave Ramsey’s 7 Baby Steps as a guide and I wrote our first Debt Freedom Plan.

Debt 130

Debt Emergency Fund 2007 2020 130

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. When that loan was paid off, we put that full amount towards the third loan and this continued until September 2019. We’re no spring chickens, so in November 2016, we started contributing again to our retirement.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

JANUARY 17, 2018

We blew through our health savings account, and now need to save another $10k so we’re not caught off guard if another emergency were to happen. This will take us most of the year. If nothing changes, this loan will be paid off by end of 2019, but I’d love to move that up and say adios to this loan! DONE – 6/1/2014.

Financial Goals 113

Financial Goals Goals 2018 Debt 113