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5 Steps to CRUSH Debt + FREE Debt Payoff Goal Tracker

Family Balance Sheet

Did you make a goal to pay off debt this year? For many years, we made a yearly goal to chip away at our six figures of non-mortgage debt. It took us years to pay it all off, but we achieved it in 2019. The sense of relief and freedom from not having that debt burden was incredible.

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2019 Debt Freedom Plan Update

Family Balance Sheet

A lot of life happened over 7 years and our plan changed slightly, but our goal remains to achieve complete freedom from debt. Updates on our Debt Freedom Plan over the years: Our Original Debt Freedom Plan – written in March 2014. Our 2019 Financial Goal. 1st Update in June 2014. 2018 Update.

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Create your debt freedom plan

Family Balance Sheet

Something happens mentally when you WRITE down your goals and plans for execution. Number 4 was knocked out in 2019. Paying off our six figures of non-mortgage debt was one of the happiest days of my life, and really is the defining step of this entire plan. If others could knock out debt, we could too.

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How We Paid off Six Figures of Debt

Family Balance Sheet

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. It was so big that I cried for two days straight– we paid off six figures in non-mortgage debts. When the smallest loan was paid off, we put that minimum payment towards the next smallest loan.

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