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My 2020 Financial Goals & A Recap of 2019

Family Balance Sheet

However, 2019 was the first year that I found a word that I could stand by. I adored my word and everything about what I was trying to achieve for 2019. By the end of 2019, I achieved one major bullet point and the others will continue to be a work in progress. ALSO our 2019 Financial Goal!). 4 – Reduce my sweets.

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How We Frugal-ed in February 2020

Family Balance Sheet

This is how we like our iced tea, so if you decide to make your own version, you may want more or less tea bags/sugar. When on sale, it costs me about 50 cents to make a pitcher of iced tea vs. at least $2.50 It was Sept 17, 2019 and I have about 1/3 box left. I keep a list of things to look when thrifting.

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Our 2018 Financial Goals

Family Balance Sheet

Did you make 2018 financial goals ? We even bought an online package years ago, but have since decided that we will have a lawyer draw up our will, medical directive, and power of attorney documents to make sure everything is in place legally. If not, we’ll start saving in 2019. Choose Thrift First.

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5 Steps to CRUSH Debt + FREE Debt Payoff Goal Tracker

Family Balance Sheet

Did you make a goal to pay off debt this year? It took us years to pay it all off, but we achieved it in 2019. I couldn’t imagine making the monthly payments for the full term of the loans, so I concocted an idea to pay them off early and wrote our Debt Freedom Plan. We said NO to a lot, and that isn’t fun.

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Have a Mindful March!

Family Balance Sheet

We made one big financial goal for 2019 and are striving and working hard to make progress. Our goal for 2019 is NOT to feel deprived, but rather find creative ways to get through the year without unnecessary spending. Did you make some progress with your financial goals? 5 – Find Extra Cash. How much cash can you find?

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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

We followed Dave Ramsey’s debt snowball method and paid the smallest loan off first while making the minimum payments on the other 4 loans. When that loan was paid off, we put that full monthly amount towards the third loan and this continued until September 2019 when we made our last non-mortgage loan payment.

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