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Create your debt freedom plan

Family Balance Sheet

We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. We also didn’t feel comfortable with Dave’s suggestion of a $1000 starter emergency fund, which is his step #1. We thought we were doing really well. DONE November 2019.

Debt 130
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How We Paid off Six Figures of Debt

Family Balance Sheet

As part of his baby steps, he does not advocate contributing to retirement until after you’ve paid off non-mortgage debts and saved 3-6 months of expenses in an emergency fund. Small home = Low Expenses. In 2020, we still use and are thankful for Medi-share. An Update on Medi-Share – September 2017. Groceries.

Debt 130