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6 Steps to Creating a Budget You Can Stick To

For the Mommas

Telephone/cell phone. Childcare- daycare/babysitter, school fees, extracurricular activities, etc. Then, at the end of the month, you can see how well you stuck to your budget and if you need to make some adjustments. Utilities- electricity, propane & gas, water & sewage. Business expenses if you run a business.

Budget 40