Penny Pinchin' Mom

DECEMBER 17, 2023

The post The Age Old Question: Should You Pay Off Debt or Save? Should you pay off debt or save? So, you want to get started on debt repayment so you can focus on other financial goals? However, if you pay off these debts, there will be nothing left for investments in these tough financial times.

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Prairie Eco-Thrifter

OCTOBER 15, 2011

Living in Financial Excellence: Why Budgets Fail and How to Create a Successful Budget Many people attempt to do a budget and fail miserably. There are so many different ideas out there about how to do a budget and very little guidance on how to make them work in your life. Here is a real life example.

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October 2011 Finance Personal Finance 200

Family Balance Sheet

JULY 2, 2015

We used my husband’s gifts for architecture, design, and carpentry to our advantage. We found our strengths and came up with a way to use those in getting out of debt. We have been given money ourselves during our process of paying off debt and try to remain grateful and giving. Creativity. Minimalism.

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Student Debt Debt Free Finds 100

Savings Corner

APRIL 4, 2024

Consolidating high-interest debt: If you’ve been struggling to pay off debts with high costs like credit cards, a home equity loan can make a big difference in the amount of interest you’re paying. This might make it easier for you to budget for and pay each month.

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Savings Corner

DECEMBER 24, 2023

Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. Common reasons include paying off debt, financing a large purchase such as a vehicle or a boat, or covering the cost of a major expense like a wedding or a home renovation.

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