Family Balance Sheet

JANUARY 28, 2022

Groceries is one budget category that can get out of control very quickly, and that’s before inflation. However, it can be an easy budget category to manage, but it takes some planning, skill, and organization. These are strategies I use weekly to help keep my grocery bill in line with our budget. According to the U.S.

Saving Money 130

Saving Money Groceries Grocery Money 130

Koupon Karen

APRIL 18, 2024

In today’s economy, with rising prices across sectors, consumers invariably seek ways to stretch their budgets further. With voucher codes and coupons clearly distinguished, a better understanding of their relative advantages follows. Retailers distribute them to boost traffic and purchases. Stacked savings mean greater value.

Saving Money 52

Saving Money Money Consumer Discount 52

Penny Pinchin' Mom

MARCH 11, 2024

Create a Budget You guys know me by now; you know I am all about creating and sticking to a family budget. You can even use a budgeting app if you need a little more support reaching your financial goal. As per your budget, how much do you need to use every week? I can, however, help you with the plan.

Saving Money 52

Saving Money Money Saving Credit Cards 52

For the Mommas

FEBRUARY 4, 2016

Tips for Celebrating Valentine’s Day on a Budget. In fact, it’s quite easy to celebrate Valentine’s Day while being on a budget. Now, there are a couple things you should take into account when it comes to celebrating Valentine’s Day on a budget. Valentine’s Day Candy on a Budget.

Budgeting 40

Budgeting Budget Chocolate Homemade 40

Penny Pinchin' Mom

MARCH 11, 2024

” Robert Kiyosaki I dare say there isn’t a soul on this planet as frugal as a mom on a budget. Many of these activities are still available today, and you can take advantage of them with your family. For example, you can clean your marble surfaces using dishwashing soap and some warm water.

Saving Money 52

Saving Money Money Mom Used 52

Savings Corner

DECEMBER 25, 2023

To calculate how much house you can afford, we take into account a few primary items, such as your household income, monthly debts (for example, car loan and student loan payments) and the amount of savings available for a down payment. In the above example, that would allow a mortgage payment of $1,260 to achieve a 28% DTI.

Calculators 52

Calculators Debt Insurance Taxes 52

Couponing 101

FEBRUARY 23, 2019

It may seem like the same thing, but let me give you an example. They are a family of four and have a grocery budget of $60 per week, they cook 2-3 dinners from scratch each week and eat out once or twice a week. They might drive all over town to take advantage of the deals at every store. Have they truly saved money?

Budgeting 81

Budgeting Budget Saving Eating Out 81

Savings Corner

DECEMBER 23, 2023

Entering the Job Market If you’ve just started looking for a job, you may also be putting together a budget for the first time. So be sure to take advantage of it when you receive your new employee paperwork and assign the appropriate beneficiary. Take Summer Stokes’ story, for example. Why Should I Do It Now?

Life Insurance 52

Life Insurance Insurance Graduation Financial Goals 52

Motherhood Moments

DECEMBER 15, 2022

Example: I love my Platinum American Express, but to justify the annual fee, I take advantage of every perk it offers and I use it to earn cash back. Get cash back with your credit cards. Did you know that most credit cards have deals and offers attached to them? You just have to know where to find them.

Thrifty 100

Thrifty Credit Cards Credit Consumer 100

Penny Pinchin' Mom

FEBRUARY 16, 2024

For example, if you want to buy a car worth $20,000, you could decide to save $1,000 a month for 20 months or $5,000 a month for four months. What I do is come up with a specific budget , one that covers all our basic needs. What I do is come up with a specific budget , one that covers all our basic needs.

Cars 52

Cars Car Bank Banking 52

Family Balance Sheet

APRIL 6, 2015

Do you know what tax-advantaged investment options are available to you? When you’re informed, you’ll be able to make better decisions when it comes to tax-advantaged investments, like retirement, health savings accounts, and educational savings accounts. Do you know the difference between a traditional IRA vs. a Roth IRA?

Taxes 100

Taxes Education Re-use Tools 100

Penny Pinchin' Mom

DECEMBER 17, 2023

If you know me at all, you probably know by now that I am all about budgeting and saving money wherever possible. Here are some of my top tips on how to get and take full advantage of digital coupons. One of the best examples of this is the Kroger digital free-item coupon. What is a digital coupon?

Used 52

Used Money Saving Money Advantage 52

Saving Everyday

OCTOBER 3, 2023

Set a Budget Spending adds up quickly on any vacation, and overspending can add unwanted stress when all you should be doing is relaxing! Some people prefer having an overall budget, while others prefer setting a daily budget. Some people prefer having an overall budget, while others prefer setting a daily budget.

Saving Money 52

Saving Money Money Travel Hotel 52

Savings Corner

DECEMBER 25, 2023

Nerdy Tip A common rule is to budget for at least 70% of your pre-retirement income during retirement. Open an IRA An IRA is one of the most popular ways to save for retirement given its large tax advantages. For example, a $1,000 investment earning 6% compounded annually could become roughly $4,300 in 25 years.

Calculators 52

Calculators Taxes Money Free 52

Prairie Eco-Thrifter

FEBRUARY 7, 2012

Use them to your advantage. For example, want to plan a get-away but can’t find the time? To piggy-back off of the prior example, it’s extremely important to get out of the office for 5 consecutive days. I’m blaming this primarily on budget. Use Holidays Strategically. Here is a list of Federal Holidays. President’s Day.

Vacation 221

Vacation Economical Birthday Fridays 221

Prairie Eco-Thrifter

APRIL 17, 2014

Take advantage of the holiday to pass along some financial lessons. Sit down with your teen or tween and plan out your Easter expenses – let them fill in the spring holiday budget for you and then track it. Help them develop a budget, come up with money raising ideas, and locate the recipients of their generosity.

Easter 167

Easter Hunts Kids and Family Activism 167

Family Balance Sheet

FEBRUARY 15, 2019

Groceries is one budget category that can get out of control very quickly. However, groceries is also an easy budget category to control, but it takes some planning, skill, and organization. Personally, if I don’t make a shopping list and plan my meals, my grocery budget is toast. Examples: Heinz ketchup: $2.29/32

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Saving Money Groceries Grocery Money 113

Savings Corner

FEBRUARY 2, 2024

For example, good credit can improve your chances of landing a job or renting an apartment. These issuers use alternative methods to evaluate applications — looking at income, employment status and assets rather than credit history, for example. Annual fee It’s ideal to avoid an annual fee when you’re on a student budget.

Credit Cards 52

Credit Cards Student Credit College 52

Couponing 101

JULY 28, 2011

It may seem like the same thing, but let me give you an example. They are a family of four and have a grocery budget of $60 per week, they cook 2-3 dinners from scratch each week and eat out once or twice a week. They might begin driving all over town to take advantage of the deals at every store. Have they truly saved money?

Budgeting 96

Budgeting Budget Saving Eating Out 96

Family Balance Sheet

NOVEMBER 5, 2015

I’m on a mission to eat well and serve my family tasty food on our limited budget. For example, the price per pound is lower for a five pound package of chicken vs. a one pound. Take advantage of the value packs, especially when they are on sale, and break the pack into smaller portions and store in your freezer.

Saving Money 100

Saving Money Money Freezers Saving 100

Prairie Eco-Thrifter

MARCH 22, 2015

Below are some great ways to save, stay sustainable, and stretch your budget a little bit further. You can also take advantage of member sign-ups for things like free shipping, or nix the carbon footprint with “in-store pickup” plus utilize a promo-code for up to 90% off and save even more. Paperless Coupons. Want to save a tree?

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Green Green And Frugal Home Improvement Home and Garden 100

Penny Pinchin' Mom

DECEMBER 17, 2023

Advantages of Paying Off Debt From a purely financial point of view, it makes more sense to focus on debt payoff rather than directing available cash to a savings account. Say for example, if I put $500 away this month but still had $9,000 in debt, I would immediately think, I potentially only owe $8,500 but have $0 in savings.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Prairie Eco-Thrifter

AUGUST 24, 2011

For example, one investor may find it extremely unethical to invest in a company which is somehow related to a weapon manufacturing company or tobacco manufacturing company, whereas another investor may not. Many people have a growing awareness about personal finance and the advantages of making investments, especially green investments.

Finance 181

Finance Personal Finance Green Recession 181

Family Balance Sheet

JULY 13, 2015

It is possible to eat out without blowing your budget, it just takes a bit of planning and a few thrifty tips. Take advantage of mid-week specials. For example, a favorite local Italian restaurant offers FREE kids meal with adult meal purchase on Saturdays from 2pm – 4pm. 15 Smart Tips to Save Money When Eating Out.

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Eating Out Saving Money Money Restaurant 100

Fashion Without Guilt

SEPTEMBER 4, 2019

Take Rolex replica watches as example, they are so popular due to the fact that they are made by the best craftsmen and the difference should not be easily visible. The nice thing about using a replica is that it looks like the original, although it only needs a small budget. Why replica watches are popular?

Watches 40

Watches Money Budgeting Budget 40

Prairie Eco-Thrifter

JUNE 18, 2021

Depending on how organized you are with your money, you may already have an accurate depiction of your budget. For example, you can choose between getting an immediate annuity or a deferred annuity — this is all dependent on how much cash you have on hand to get started and how much time you have before retirement.

Insurance 100

Insurance Re-use Delivery Service Family 100

Savings Corner

APRIL 4, 2024

Source: ICE Mortgage Technology February 2024 “Mortgage Monitor” report Pros and cons of a home equity loan Advantages You’ll have a fixed interest rate and predictable monthly payment. This might help shield your budget from fluctuating-rate increases. This unpredictability could wreak havoc on your budget.

Home 52

Home Work Debt Credit 52

Saving Cents With Sense

NOVEMBER 4, 2014

But how do you enjoy such a treat if you are working on a tight budget? Take advantage of the monthly sales. Companies like spoiling their customers during the holidays with these savings, so take advantage of them. Even those working on a tight budget can afford to bring a $2 can of pumpkin pie filling, or a $2 bag of rolls.

Dinner 49

Dinner Holiday Leftovers Saving 49

Family Balance Sheet

DECEMBER 1, 2017

Related Reading : 20 Fund (& Budget-Friendly) Christmas Activities. Some bonus examples: Our favorite smoothie place offers a free smoothie with $25 gift card purchase. Take advantage of the Clothing (Basics) Deals! Check the events calendar of your community, library, mall, and places of worship. Keep your eyes open.

Saving Money 100

Saving Money December Money Friends And Family Sale 100

Prairie Eco-Thrifter

MARCH 4, 2012

You can often take advantage of these to save money away from work or grab some gusto during work. Reading examples of some of the perks I found along the way in my own career may help you find and use more of the perks available at your company – or give you ideas on things for which to negotiate if you can’t get a monetary raise.

Saving Money 187

Saving Money Work Money Used 187

Prairie Eco-Thrifter

NOVEMBER 23, 2014

So, my spouse and I won’t be taking advantage of this VA benefit, but you might want to, especially when you consider the cost of a funeral and burial which can cost from $7000 to $10,000. Here are some that most anyone (if you are a vet) can take advantage of. I bought those plots from him several years ago. According to the VA.

Military 162

Military Grandfather Education Los Angeles 162

Family Balance Sheet

OCTOBER 15, 2021

To take advantage of the bonuses, you must link your eligible 529 College Savings Account. In the below example, you would earn 3% cashback from your purchases at Old Navy and 2% at Walmart. How to Save for College with Upromise: The first step to saving for college with Upromise is to join. It’s FREE! Sign up for Upromise HERE!

College 130

College Used 2020 Saving 130

Savings Corner

DECEMBER 24, 2023

For example, financial advisors can help you plan for retirement, budget, plan your estate and more. You don’t need to have a lot of wealth to take advantage of a financial advisor. Here’s how to tell if getting a financial advisor is right for you. They also help you set your personal financial goals to reach milestones.

Financial Goals 40

Financial Goals Goals Real Estate Money 40

Prairie Eco-Thrifter

JULY 6, 2014

Budget, for example, has the following options that can be added: GPS ($5.49 Take advantage of that walk around, even if you are in a hurry. I found a deal for a mid-sized SUV at Budget rental for $357 (taxes and fees included) for 11 days, unlimited mileage if I prepay. Kid seats ($13.00 Roadside assist ($6.49

Rental Car 167

Rental Car Cars Car Rent 167

Prairie Eco-Thrifter

JANUARY 14, 2012

– Not only is it possible to retire on real estate, there are many benefits that you need to take advantage of. MoneySmartGuides : The Real Cost of Eating Out – I was looking over my budget for the previous month and something stood out. Budgeting in the Fun Stuff: Really!?! Just how much money did that save me?

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Prairie Eco-Thrifter

OCTOBER 21, 2012

We take advantage of anything we can get if it is free or cheap, but do we need to? When you can’t fit all your investments into tax advantaged accounts, which investments should be given priority: stocks or bonds?” Danielle from Saving Without A Budget shares 5 Smart Investing Tips for 2012. ” J.P.

Personal Finance 219

Personal Finance Finance Debt Money 219

Prairie Eco-Thrifter

OCTOBER 15, 2011

Living in Financial Excellence: Why Budgets Fail and How to Create a Successful Budget Many people attempt to do a budget and fail miserably. There are so many different ideas out there about how to do a budget and very little guidance on how to make them work in your life. Here is a real life example.

October 200

October 2011 Finance Personal Finance 200