Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. You can even use a budgeting app if you need a little more support reaching your financial goal.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Savings Corner

DECEMBER 23, 2023

Entering the Job Market If you’ve just started looking for a job, you may also be putting together a budget for the first time. Consider directing at least a portion of your pay toward long-term financial goals, like saving for retirement and purchasing a life insurance plan. Watch her story here. Why Should I Do It Now?

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Life Insurance Insurance Graduation Financial Goals 52

Savings Corner

DECEMBER 24, 2023

For example, financial advisors can help you plan for retirement, budget, plan your estate and more. They also help you set your personal financial goals to reach milestones. When to get a financial advisor Not everyone needs a financial advisor, especially since it’s an additional cost.

Financial Goals 40

Financial Goals Goals Real Estate Money 40

Family Balance Sheet

AUGUST 6, 2022

We’ve seen higher grocery and fuel bills lately, so we’re upping our frugal game to help the budget. Our financial goals are still important to us and we want to hit them regardless of the rising prices. How I frugal-ed in the kitchen: I spend a lot of time in my kitchen. Winner Winner FREE Chicken Dinner!

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July Frugal Credit Cards Donation 130

Family Balance Sheet

NOVEMBER 18, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. I took advantage of the.39/lb Financial Resources: 1. If you don’t have a Christmas spending list and BUDGET, download my FREE Christmas Budget Excel Spreadsheet NOW!

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Frugal Cheap Fridays Win 100

Penny Pinchin' Mom

MARCH 11, 2024

” Robert Kiyosaki I dare say there isn’t a soul on this planet as frugal as a mom on a budget. This can ultimately lead to substantial savings that can go toward your financial goal and keep you from being wasteful. This should save you a bundle on the cleaning products budget. Don’t know where to start?

Saving Money 52

Saving Money Money Mom Used 52

Family Balance Sheet

JANUARY 29, 2015

In 2015 I’m challenging myself to rethink purchases by taking advantage of more cost effective solutions like borrowing, buying second hand, or just making do with what we already have. We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget.

Thrifting 100

Thrifting January Thrift Stores Financial Goals 100

Family Balance Sheet

FEBRUARY 26, 2015

In 2015 I’m challenging myself to rethink purchases by taking advantage of more cost effective solutions like borrowing, buying second hand, or just making do with what we already have. We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget.

Thrifting 100

Thrifting February Thrift Stores Financial Goals 100

Family Balance Sheet

MARCH 26, 2015

In 2015 I’m challenging myself to rethink purchases by taking advantage of more cost effective solutions like borrowing, buying second hand, or just making do with what we already have. We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget.

Thrifting 100

Thrifting March Thrift Stores Financial Goals 100

Family Balance Sheet

APRIL 30, 2015

In 2015 I’m challenging myself to rethink purchases by taking advantage of more cost effective solutions like borrowing, buying second hand, or just making do with what we already have. We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget.

Thrifting 100

Thrifting April Thrift Stores Financial Goals 100

Family Balance Sheet

APRIL 12, 2016

I ended up taking Financial Peace University as well. Simply doing a budget. Also find inexpensive entertainment in your area – there are lots of free events in your local communities to take advantage of. Definitely a monthly budget – I always create one every month. What are your financial goals now?

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Credit Cards Debt Debt Free Student 100

Family Balance Sheet

FEBRUARY 10, 2017

At that time, I couldn’t cash flow the office budget, home budget, our loans, and retirement savings. Over the years, we took advantage of low interest rates and refinanced and transferred the loan several times. What are your financial goals for 2017 and beyond? Our extra funds went towards our cash flow.

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Debt 2017 Student 2016 100

Savings Corner

DECEMBER 24, 2023

Personal loans have advantages and drawbacks. Before applying, consider how the pros and cons could impact your financial situation and if a personal loan is worth it for you. Financing big events Consumers with a pricey event like a wedding , a honeymoon or a vacation often take out personal loans to fill the gaps in their budget.

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

MAY 27, 2015

I knew I was going to be a stay at home mom when we had kids and since we were both teachers, we simply could not afford for me to stay home, unless we got rid of something big in our budget. Our initial goal was to pay off our 15 year mortgage in 7-8 years by doubling our payment each month. We took advantage of having two incomes.

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Debt Debt Free Pay Off Debt Finds 100

Prairie Eco-Thrifter

NOVEMBER 12, 2011

– A down to earth outline to what I see as the advantages and disadvantages of a cooperative education, and to argue that one doesn’t need take a cooperative education to be successful. Funancials: Lesser Known Credit Card Perks – Most people are aware of the advantages to using a credit card.

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

JULY 2, 2015

We used my husband’s gifts for architecture, design, and carpentry to our advantage. Just as others may struggle with staying on budget, we struggled in dealing with not having much time for each other or as a family during that time. How often do you and your spouse discuss your finances/budget/spending? Creativity. Minimalism.

Student 100

Student Debt Debt Free Finds 100

Prairie Eco-Thrifter

MAY 10, 2012

The Skilled Investor , Editor Budgeting and Economics Little House presents The Five Tool Budgeter posted at Little House in the Valley , saying, “In baseball, a five-tool player is one who excels in some of the game’s major skills: fielding, base running, hitting for power, hitting for contact, and throwing ability.

Money 113

Money May 2012 Debt 113

Prairie Eco-Thrifter

JULY 4, 2011

They are also there working with you to help you reach your goals; even those financial goals. Kevin Mulligan from RothIRA.com’s Retirement Planning Blog tells us how to Take Advantage of Retirement Accounts for a Side Business. A Reverse mortgages has both advantages & disadvantages.&#.

Personal Finance 240

Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

JANUARY 13, 2011

Author Bio: Sustainable PF writes with his wife, Mrs. SPF out of Ontario, Canada, at Sustainable Personal Finance where they discuss and explore the fine balance between their personal financial goals and their lifestyle and beliefs regarding sustainable living. 6 – Take Advantage of Nature.

Food and Drink 147

Food and Drink Re-use Home Drinks 147

Prairie Eco-Thrifter

JANUARY 13, 2011

Author Bio: Sustainable PF writes with his wife, Mrs. SPF out of Ontario, Canada, at Sustainable Personal Finance where they discuss and explore the fine balance between their personal financial goals and their lifestyle and beliefs regarding sustainable living. 6 – Take Advantage of Nature.

Food and Drink 133

Food and Drink Re-use Home Drinks 133

Prairie Eco-Thrifter

FEBRUARY 4, 2011

I can say though that by using a money management program you are more likely to stick to your budget and your financial goals. Young and Thrifty gives us tips on how to pick a good financial advisor. I think there are advantages to upgrading but I also think that starting fresh and right has its perks.

January 113

January February Debt Personal Finance 113