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Best Credit Cards – December 2023

Savings Corner

Top balance transfer credit cards BankAmericard® credit card: 0% Intro APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days of opening your account. Read our review of the BankAmericard® credit card. Plus, it offers a cash sign-up bonus.

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Ways to Build Credit Without Relying Solely on Credit Cards

Prairie Eco-Thrifter

For those who prefer to pay with cash and avoid the credit card debt cycle altogether, building a solid credit history and high FICO score can be a challenge – but it doesn’t have to be. Only a small portion of your FICO score is based on having and using revolving credit. Where Credit Scores Come From.

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The Gotcha’s of Gas Credit Cards

Prairie Eco-Thrifter

Mike is the owner of CreditCardForum.com, which is a forum and blog for discussing credit-related topics. Recently, he’s been working on a list of the best gas credit cards and his most recent credit card review was for the Chase Ink card. Gotcha #1: Caps on rewards.

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How We’re Using Upromise to Save for College

Family Balance Sheet

Side Note #1: I do not advocate the use of credit cards unless you are able to pay off the balance every month so as not to incur fees and charges. To take advantage of the bonuses, you must link your eligible 529 College Savings Account. You can apply for the card through your Upromise account. It’s FREE!

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Mastering the Art of Savings: Uncovering Coupons for Your Favorite Stores

Koupon Karen

The Digital Advantage: Unlocking Online Coupon Treasures Explore the plethora of coupon apps and websites dedicated to delivering discounts directly to your fingertips. Take advantage of exclusive perks, such as early access to sales events or member-only discounts, by actively participating in the loyalty program.

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What Is A Personal Loan?

Savings Corner

One of the biggest benefits of a personal loan is that they often charge lower fixed interest rates when compared to other forms of lending, like credit cards. Personal loans have advantages and drawbacks. Consolidate debt: You can use a personal loan to consolidate expensive debt, such as credit card debt.

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The Christmas Tree – Artificial or Real?

Prairie Eco-Thrifter

According to most sources, such as Enviro News and Business there is no good way to re-cycle artificial trees (sounds like a business opportunity!). Obviously trees can be composted and used in other re-cycle situations, so they don’t sit in land fills for years as artificial. How to Use a Credit Card to Save the World.

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