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How We’re Using Upromise to Save for College

Family Balance Sheet

To take advantage of the bonuses, you must link your eligible 529 College Savings Account. In the below example, you would earn 3% cashback from your purchases at Old Navy and 2% at Walmart. The total Round Up Amount is considered a purchase and converted to cashback rewards when the billing cycle closes. It’s FREE!

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The Gotcha’s of Gas Credit Cards

Prairie Eco-Thrifter

Of course, gas stations and credit card companies are trying to take advantage of this situation, by using it as a marketing ploy to get you to sign up for their gas cards. For example, the Discover Open Road gives 2% on the first $250 spent per month on gas and restaurants.

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What Is A Personal Loan?

Savings Corner

Personal loans have advantages and drawbacks. You might, for example, be offered financing by a home improvement store when you buy an appliance. A credit card is also not a good choice for major expenses, especially because you could accrue substantial interest if you don’t pay the balance in full at the end of each billing cycle.

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Ways to Build Credit Without Relying Solely on Credit Cards

Prairie Eco-Thrifter

For those who prefer to pay with cash and avoid the credit card debt cycle altogether, building a solid credit history and high FICO score can be a challenge – but it doesn’t have to be. Also, consumers with the best scores hold a variety of credit accounts – for example, a mortgage, an auto loan and a credit card. Your Score.

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Best Credit Cards – December 2023

Savings Corner

Top balance transfer credit cards BankAmericard® credit card: 0% Intro APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days of opening your account. It’s a versatile card, but use it just for gas and you’ll earn an impressive 5% back per billing cycle, up to $500 spent — for no annual fee.