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Ways to Save Money in December

Family Balance Sheet

December can be a very expensive month. However, December is a great time to find deals on basics, food, and things that you might need and/or use throughout the year. 7 Ways to Save Money in December. As an incentive to buy gift cards, many retailers and restaurants offer bonuses in December. Keep your eyes open.

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Ibotta Review: How I Earn Cash Back on Groceries

Family Balance Sheet

A recent example that I was thrilled about was for Cetaphil body/face wash. During December 2021, they offered $20 in freebies all at the same time. I took advantage of this offer because all of the products were things that I use or treats that my kids enjoy. Examples of “Free After Offers” from Dec 2021.

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Thrifty Thinking: Cash Back to Offset Inflation

Motherhood Moments

Example: I love my Platinum American Express, but to justify the annual fee, I take advantage of every perk it offers and I use it to earn cash back. Get cash back with your credit cards. Did you know that most credit cards have deals and offers attached to them? You just have to know where to find them.

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The Economics of Selecting Vacation Days

Prairie Eco-Thrifter

Use them to your advantage. Tuesday, December 25. For example, want to plan a get-away but can’t find the time? To piggy-back off of the prior example, it’s extremely important to get out of the office for 5 consecutive days. Traveling is typically going to be worse on a Friday for people driving away on the weekend.

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Investing with the Santa Claus Rally

Prairie Eco-Thrifter

Each December the markets are usually uplifted and show positive performance. Hedge funds are usually highly leveraged; for example, for each dollar of cash they may have 10 dollars invested. Some investors are also buying stock as a gift for relatives before the end of the year to take advantage of tax benefits from gifting.

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Best Credit Cards – December 2023

Savings Corner

You earn a base rate on all spending (typically 1 point per dollar or 1% cash back) and then higher rates in certain categories — 5% cash back at gas stations, for example, or 3 points per dollar spent on travel. If you want rewards, for example, you’ll probably have to accept a higher interest rate. Bonus rewards. Lounge access.

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Christmas Gifts on a Budget

For the Mommas

Shopping early gives you an advantage because you have more time to look for the best deals. Some of the best deals can be found on Black Friday and Cyber Monday, but that doesn’t mean you can’t find good deals throughout December. Take Advantage of Member Offers. For example, some stores may offer 25% off.