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Do You Have A Plan for Replacing Your Appliances?

Family Balance Sheet

I don't want to drain the emergency fund, which could easily happen when the AC needs replaced. A warranty saved us a lot of money when our fairly new hot water heater unexpectedly broke last fall. I didn't and I found this article helpful, How to Avoid Refrigerator Repairs. 4 - Start a replacement fund.

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Intentional Spending – Being Ready For An Emergency

For the Mommas

. “Being intentional with our money turns emergencies into inconveniences.&#. Not having the money to cover an unexpected bill, just turns into a series of robbing Peter to pay Paul. As a part of my Back to Basics series , I am writing a post on how to start an emergency fund. It is so very true.