Family Balance Sheet

MARCH 19, 2014

Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We didn’t have credit card debt, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%, so we thought we were doing okay. But Dave Ramsey’s view of debt is very different.

Debt 100

Debt Money Emergency Fund Goals 100

Family Balance Sheet

AUGUST 5, 2015

Today’s Debt Free Story is from Jessica. How much debt did you pay off? What kind of debt was it? 130K in mortgage debt. 10K in car payments, $35K in credit card debt. We made the decision to tackle our debt back at our home church in Chattanooga. What inspired you to get debt free?

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

JUNE 16, 2015

Today’s Debt Free Story is from Lydia. She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. How much debt did you pay off? What kind of debt was it? We paid off $36,000 in student loans, credit cards, cars and a bit of medical debt. What inspired you to get debt free?

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

FEBRUARY 18, 2015

Today’s Debt Free Story is from Jen. My family and I are most known for paying off over $212,000 worth of debt and medical expenses in four years. In addition to paying off a ton of debt, I am also a 8-time national weightlifter and 2-time US Olympic Festival medal winner as well as an Ironman triathlete.

Debt 100

Debt Debt Free Finance Goals 100

Family Balance Sheet

JUNE 11, 2014

Back in March I wrote about my family’s Debt Freedom Plan. We adapted Dave Ramsey’s 7 baby steps to reflect our lifestyle as self-employed small business owners. But reaching #2 has given us new motivation to keep plowing away at our business and our Debt Freedom Plan. What financial goals are you working towards?

Debt 100

Debt Emergency Fund Financial Goals Motivation 100

Saving In Akron

NOVEMBER 2, 2011

Below is a hot list of printable coupons for baby products brought to you by Crystal at Coupon Out of Debt. Save $1 on 7 Jars of Organic Baby Food from Earth’s Best. 4 Beech-Nut Stage 2 1/2 Baby Food Products CouponNetwork.com Expires 11/5/2011. Huggies Little Movers Slip-On Diapers, Target Printable Coupon. $

Beech Nut 127

Beech Nut Baby Debt 2011 127

Saving In Akron

OCTOBER 28, 2011

Below is a hot list of printable coupons for baby products brought to you by Crystal at Coupon Out of Debt. 1 Pampers Baby Dry Diapers Box, excludes trial sizes & travel packs, Kroger eCoupon , EXPIRES 10-29. 1 Pampers Baby Dry Diapers Box, excludes trial sizes & travel packs, Kroger eCoupon , EXPIRES 10-29.

Beech Nut 153

Beech Nut Baby Gerber Graduation 153

Saving In Akron

NOVEMBER 9, 2011

Below is a hot list of printable coupons for baby products brought to you by Crystal at Coupon Out of Debt. 5/1 Earth’s Best Organic Baby Formula. $1/1 1/1 Up & Up Baby Formula, Target Coupon. 1/2 Huggies Baby Wipes Upromise eCoupon. $1/1 Baby Food. $1/7 1/7 Earth’s Best Baby Food.

Baby 127

Baby 2011 Movers Debt 127

Saving In Akron

OCTOBER 13, 2011

Below is a hot list of printable coupons for baby products brought to you by Crystal at Coupon Out of Debt. 1 Pampers Baby Dry Diapers Box ( Kroger eCoupons ). Baby Bottles. $3 3 off Avent Multi-pack BPA-Free Baby Bottles, Any ( CouponNetwork.com ). Baby Personal Care. Baby Apparel/Bedding.

Baby 113

Baby Graduation Gerber Pampers 113

Savings Corner

DECEMBER 25, 2023

To calculate how much house you can afford, we take into account a few primary items, such as your household income, monthly debts (for example, car loan and student loan payments) and the amount of savings available for a down payment. How does your debt-to-income ratio impact affordability? Debt and expenses. Credit profile.

Calculators 52

Calculators Debt Insurance Taxes 52

Saving In Akron

OCTOBER 21, 2011

Below is a hot list of printable coupons for baby products brought to you by Crystal at Coupon Out of Debt. 1 Pampers Baby Dry Diapers Box ( Kroger eCoupons ). 1/2 Huggies Baby Wipes via Upromise Deposit. $1/2 1/2 Huggies Baby Wipes (SavingStar.com). Baby Food. $.50/1 Baby Bottles. $3

Baby 124

Baby Beech Nut 2011 Bricks 124

Family Balance Sheet

JUNE 22, 2020

It was so big that I cried for two days straight– we paid off six figures in non-mortgage debts. How we got to six figures of non-mortgage debt: In the summer of 2012, we found an opportunity to purchase an office building for our small business. After the first year, the new business debt weighed on me.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

FEBRUARY 4, 2015

Today’s Debt Free Story is from Shannon. How much debt did you pay off? What kind of debt was it? As many students do these days, we had tens of thousands of dollars of debt by the time we graduated with our Masters degrees. At the point when we finally got serious about paying off our debt we had $22,047 left.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

MARCH 26, 2021

We had a toddler and a baby on the way and our business was struggling. Both books provided the blueprint for Our Debt Freedom Plan. Dave’s first Baby Step is to pull together a $1000 for a starter emergency fund. We learned a valuable lesson many years prior about the importance of an emergency fund. A Very Tough Year.

Emergency Fund 130

Emergency Fund Building 2007 Credit Cards 130

Family Balance Sheet

MARCH 18, 2015

Today’s Debt Free Story is from Ruth. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free? Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? What are the top 3 – 5 ways you found money to put towards debt.

Debt Free 100

Debt Free Debt Finds Home and Garden 100

For the Mommas

JULY 27, 2016

How to Get By on One Income When Baby Arrives. For a few months after the birth of a new baby, most couples go from two incomes to one. Here are tips on How to Get By on One Income When Baby Arrives. Here are a few good ones: Target Baby Registry Free Welcome Kit. Eliminate debt. Sign up for New Parent Offers.

Baby 40

Baby Debt Credit Cards Phone Service 40

Family Balance Sheet

FEBRUARY 19, 2022

I read this book around the same time that I became a mother and left the full-time workforce to stay at home with our new baby. It was a hard transition for me to go from being a major financial contributor in our marriage to staying at home with a baby and not bringing in a paycheck. Implement our Debt Freedom Plan.

Office 130

Office Family Finance Kids and Family 130

Prairie Eco-Thrifter

NOVEMBER 22, 2012

Because so many people are living on incomes that cannot support their spending habits; living on borrowed money, moving money from account to account, buying, spending, hiding the bills, and eventually the ‘dog of debt’ will catch up to you and bite you right in your credit report. Buy Store Brands.

Saving Money 221

Saving Money Money Budgeting Budget 221

Family Balance Sheet

JANUARY 11, 2016

BEFORE you invest in your retirement, you must follow Dave Ramsey’s Baby Steps that he outlines in the forward of this book to pay off your non-mortgage debts and establish a fully funded emergency savings. Currently, we are snowballing our non-mortgage debts, otherwise known as Baby Step 2.

2016 100

2016 Debt Finance Tools 100

Family Balance Sheet

FEBRUARY 10, 2017

As I reflect back to January 2016, I started that year pretty determined to pay off the balance of our non-mortgage debts. Unfortunately, we did not hit that goal and in part, have made some major changes to our Debt Freedom Plan. Our Debt Freedom Plan Started in 2013: The year 2012 was quite exciting for me and my husband.

Debt 100

Debt 2017 Student 2016 100

Family Balance Sheet

JANUARY 1, 2015

Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey. I tricked …nudged my husband into following along and together we wrote out our Debt Freedom Plan. Debt Free Stories. My Themes for 2015: 1.

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

AUGUST 11, 2016

We charted out our course of action to pay off debts and start saving for retirement. It’s taking forever for us to accomplish the step we’re on (paying off our non-mortgage debt), but we keep plugging away. We have completely stopped any retirement contributions, so we can apply that money towards our debts (we had A LOT).

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. How much debt did you pay off? What kind of debt was it? We started paying it off when we got married and became debt free just shy of our second anniversary. What inspired you to become debt free? They didn’t like debt, and as I grew up, neither did I.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. How much debt did you pay off? What kind of debt was it? In total I estimate I paid off round $40,000 worth of debt, though depressingly a fair chunk of that was just interest.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

freestuff.tv

APRIL 8, 2011

We want you to live the generous life, simple and debt free. Zulily: Daily Deals for Moms, Babies & Kids at up to 70% off! 2/1 Clean & Clear Morning Burst $5/1 Clean & Clear Surge coupon Enjoy this site? Save 50% to 90%.

Cleaning 124

Cleaning Debt Free Debt Saving 124

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APRIL 8, 2011

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Velveeta 117

Velveeta Debt Free Debt Saving 117

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APRIL 8, 2011

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Giveaway 117

Giveaway Debt Free Contest Debt 117

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APRIL 6, 2011

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Debt Free 117

Debt Free Debt Reuse Saving 117

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APRIL 5, 2011

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Debt Free 117

Debt Free Debt Saving Reuse 117

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APRIL 4, 2011

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Dockers 117

Dockers Saving Debt Free Debt 117

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APRIL 8, 2011

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Toys 109

Toys Walgreens Debt Free Debt 109

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APRIL 8, 2011

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Bath and Body Works 109

Bath and Body Works Travel Work Debt Free 109

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APRIL 8, 2011

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Debt Free 109

Debt Free Debt Reuse Money 109

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APRIL 8, 2011

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Dove 109

Dove Mens Debt Free Debt 109

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APRIL 8, 2011

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Walmart 109

Walmart Debt Free Debt Saving 109

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APRIL 7, 2011

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Debt Free 109

Debt Free Debt Saving Reuse 109

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APRIL 8, 2011

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John Frieda 109

John Frieda Conditioners Debt Free Debt 109