Family Balance Sheet

APRIL 1, 2021

Related Reading: How to Save Money on Groceries. And when dining out, at least follow these 15 Smart Tips to Save Money When Eating Out. Put the money in your emergency fund instead. If you have a big financial goal, think about how much you pay someone to do something that you are capable of doing yourself.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

MARCH 18, 2015

What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. What are your financial goals now? We are excited to be on Baby Step #7—the fun part! We started making a monthly cash budget and paying with cash instead of credit or debit cards. Stop eating out.

Debt Free 100

Debt Free Debt Finds Home and Garden 100

Family Balance Sheet

JULY 13, 2016

We obviously love Dave Ramsey and financial teachings so we help to teach those classes at our church one night a week. It’s been busy with the babies and so much work/income that hobbies lately have been sleeping (if we can) and traveling. What are your financial goals now? Increase college funds for babies.

Debt 100

Debt Debt Free Finds Home 100

Family Balance Sheet

FEBRUARY 18, 2015

What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Be intentional and tell your money where to go. What are your financial goals now? Sold things we didn’t need. Defined our wants versus our needs. Worked extra jobs. Paying off our house.

Debt 100

Debt Debt Free Finance Goals 100

Family Balance Sheet

JANUARY 1, 2015

My husband and I make some financial goals at the start of every year. 5 Free Ways to Learn Something New This Year | Sarah Fuller @ Earning and Saving with Sarah Fuller. Health Resolutions: Baby Steps to a New You | Ellen Christian @ Confessions of an Overworked Mom. Lots of possibilities and many opportunities.

2015 100

2015 Money Debt Home and Garden 100

The Frugal Girl

MARCH 4, 2024

How did you get interested in saving money? I learned to save money by watching my parents. (I I still remember saving my change as a kid so I could “shop” for books at yard sales.) We knew it would be a balancing act, so we were working on saving money long before the wedding. Guess what!

Green And Frugal 176

Green And Frugal Kids and Family Hotel Frugal 176

Family Balance Sheet

AUGUST 5, 2015

What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. What are your financial goals now? After we got out of debt we spent the rest of year saving up on a down payment for a house. Boy, what a reality check.

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

SEPTEMBER 29, 2016

We used (and currently still follow) Dave Ramsey’s Baby Steps. We had tried other methods in the past, but found this one suited us best since it forced us to focus on one goal at a time, rather than trying to do it all (pay off debt and contribute to savings and retirement). What are your financial goals now?

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. Overwhelmed with everything, I wrote our first Debt Freedom Plan based on Dave Ramey’s 7 Baby Step strategy but tailored to our lifestyle. My grocery strategies: How to Save Money on Groceries.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

FEBRUARY 3, 2016

I also appreciated the simple, common-sense advice and the baby steps. However, since paying off our debt, I have become a much bigger fan of the baby steps laid out by Dave Ramsey and really see the wisdom in paying off debt in that fashion. What are the top 3 – 5 ways you found money to put towards debt.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

MAY 27, 2015

We did follow Dave Ramsey’s 7 Baby Steps to becoming debt free. We skipped Baby Step #5 (college funding) because we didn’t have kids at the time. We purposefully waited to have kids (4 years) until we felt financially sound. We’re now on Baby Step #7 (building wealth, which includes college funding).

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

JUNE 2, 2016

What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. My biggest wins for saving money came from psychological tricks I’d employ. Avoid Shops Like The Plague – The simplest way to save money is just stop going near shops as much as you can!

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

AUGUST 11, 2014

I followed Dave Ramsey’s baby steps and did the Financial Peace University class twice, once at home last spring and I enrolled again at church this past spring to stay focused. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt.

Debt Free 235

Debt Free Debt Mom Goals 235