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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

Also to top it off, I had a huge property tax due that month for our office building that was going to be difficult to pay for in light of the circumstances. I decided to use Dave Ramsey’s 7 Baby Steps as a guide and I wrote our first Debt Freedom Plan. However, my gut was telling me not to take out the loan.

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How to Say No When a Sibling Asks for Money

Prairie Eco-Thrifter

You expect to get the money back, or short that, you expect something else in return – whether that be fawning thank yous and love, or weekends for a year mowing your yard for you. Take Baby Steps Start by saying no to small things. We all know that giving or lending money to a friend or relative can be a recipe for disaster.

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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

Alan and I, by choice, bought land in an area with low property taxes. Had we not fallen in love with the locale, it wouldn’t have mattered how low the taxes were, but fall in love we did. I finally wised up, and I’ve been buying prepped and packaged baby spinach and spring greens for years. Guess what! No more waste!

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How We Paid off Six Figures of Debt

Family Balance Sheet

Overwhelmed with everything, I wrote our first Debt Freedom Plan based on Dave Ramey’s 7 Baby Step strategy but tailored to our lifestyle. As part of his baby steps, he does not advocate contributing to retirement until after you’ve paid off non-mortgage debts and saved 3-6 months of expenses in an emergency fund.

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