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10 Must-Know Personal Finance Tips for Moms’ Financial Success

Penny Pinchin' Mom

The post 10 Must-Know Personal Finance Tips for Moms’ Financial Success appeared first on Penny Pinchin' Mom. Personal finance tips are much like opinions; everybody’s got one. Here are some personal finance tips that should help get you out of that murk. What Is Your Current Net Worth?

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How to Save Up for a Car Without Breaking the Bank

Penny Pinchin' Mom

The post How to Save Up for a Car Without Breaking the Bank appeared first on Penny Pinchin' Mom. Learning how to save up for a car is like learning how to save up for anything; it calls for discipline and a few financial tricks. Use Cash Every time you use your credit card, you are paying interest on that purchase.

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How to Build your Emergency Fund

Family Balance Sheet

Do you have enough cash to cover them or would you have to rely on high-interest credit cards or a loan from your family? According to a recent survey , over half of Americans have less than $1000 in their savings and checking accounts. What helped us through that time was the money we had saved in our emergency account.

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Financial Lessons for Kids that Actually Worked

Prairie Eco-Thrifter

While my spouse and I were in the throes of child rearing we didn’t think much about providing an intentional or structured set of lessons around personal finance. No, we won’t put that on the credit card and pay for it later. And they will see that you put money aside in savings.

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Why Save Money in a Low Interest Rate Environment?

Prairie Eco-Thrifter

Helping the parents teach my grandchildren to save is an ongoing project of mine. Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp. Trepidation about having the grand-kids open a savings account.

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What Is A Personal Loan?

Savings Corner

You can get a personal loan from online lenders, banks and credit unions, and the funds are provided in a lump sum. One of the biggest benefits of a personal loan is that they often charge lower fixed interest rates when compared to other forms of lending, like credit cards.

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How to Build your Emergency Fund

Family Balance Sheet

Do you have enough cash to cover them or would you have to rely on high interest credit cards or a loan from family? According to a recent survey , over half of Americans have less than $1000 in their savings and checking accounts. Our saving grace was the money we had saved in our emergency account.