Penny Pinchin' Mom

FEBRUARY 16, 2024

The post How to Save Up for a Car Without Breaking the Bank appeared first on Penny Pinchin' Mom. Learning how to save up for a car is like learning how to save up for anything; it calls for discipline and a few financial tricks. There are still some wonderful options that fall within a reasonable price range.

Cars 52

Cars Car Bank Banking 52

Family Balance Sheet

JULY 10, 2023

We found a really cute set for a great sale price at Big Lots…of all places–I had no idea they sold furniture. 2 – We opened up high-interest savings accounts and earned $250 in interest. I locked in the CD at my local credit union where it will earn 4.75% during that time frame.

Frugal 100

Frugal June Flights CD 100

Prairie Eco-Thrifter

MAY 26, 2016

Because we only have a week to show results, and because savings account interest rates have been near zero each year since camps started, I have routinely given the jar 50% interest. Trepidation about having the grand-kids open a savings account. Both are now old enough to open a bank savings account.

Money 124

Money Saving Money Lowes Grandchildren 124

Prairie Eco-Thrifter

NOVEMBER 25, 2012

Saving means that you deposit a sum of money, which you can generally add to over time, into an account with a bank, credit union, savings and loan or other financial institution. The bank uses your money for lending and pays you a pre-determined interest rate for that privilege. Save or invest?

Money 189

Money Debt Refinancing Credit Cards 189

Savings Corner

DECEMBER 27, 2023

You can get a personal loan from a bank, credit union or online lender.Personal loan amounts are from $1,000 to $100,000, and they’re typically repaid over a term of two to seven years. To qualify you, lenders look at factors including your credit score, credit report and debt-to-income ratio. Find a co-applicant.

Debt 40

Debt Home Improvement Consumer Credit 40

Couponing 101

DECEMBER 4, 2019

If you keep your money in a piggy bank or under your mattress, it’s stagnant. If you keep your money in a high-yield savings account, you might be able to get around 2% interest. Link debit or credit cards to your Acorns account, and Acorns will round up your purchases, investing those extra pennies for you.

Making 69

Making T-Mobile Money Goals 69

For the Mommas

MAY 22, 2012

Rather than finding yourself in a position where you’re relying on credit cards for these expenses – and then wasting your hard-earned money on paying off those cards in the following months – try creating separate sinking funds instead. Bank Your Savings. Another option is to simply bank your savings.

Craigslist 78

Craigslist West Virginia Bank Banking 78