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How We Frugal-ed in June 2023

Family Balance Sheet

This update includes how we frugal-ed in April, May, and June. I also opened another Capital One 360 account for our emergency fund that was also sitting in a zero-interest savings account. Both our CD and high-interest savings account are FDIC-insured and are at banks that we trust. Ask and ye shall receive!

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How to Budget (and Pay) for Yearly Bills + a FREE Speadsheet

Family Balance Sheet

It all started years ago when we refinanced our mortgage and were no longer required to send an escrow payment to the bank for real estate taxes and our home owner’s insurance. For ideas to find those funds, read: 25 Ways to Find Money for Your Emergency Fund. Do you have a fund like this to pay those bills?

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Carnival of Personal Finance #316- Family Edition

Prairie Eco-Thrifter

Glen Craig from Free From Broke asks Are Banks Ratcheting Up Their Profiling Efforts? , “In family life, love is the oil that eases friction, the cement that binds closer together, and the music that brings harmony.&#. . Philip Taylor from PT Money Personal Finance presents The Best Gas Rewards Credit Cards–June 2011.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

Do you look at your bank account and wonder, “where did all the money go?” For example, if today is May 22, then follow these steps to plan for June’s budget. Use old receipts, bank statements to get an idea of how much you must spend. Do you feel like you have more month than money? lined paper. calculator.

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