Prairie Eco-Thrifter

MAY 26, 2016

My grown kids are also savers and I have high hopes that the grandchildren will follow their example. Helping the parents teach my grandchildren to save is an ongoing project of mine. Trepidation about having the grand-kids open a savings account. Both are now old enough to open a bank savings account.

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Savings Corner

DECEMBER 27, 2023

For example, someone close to retirement with a healthy nest egg will likely have a very different investment plan than someone just starting out in their career with no savings. In the video below, learn more about how investing harnesses the power of compound interest, and differs from saving.

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Prairie Eco-Thrifter

DECEMBER 6, 2012

Now that you know how to save, let’s take a look at how to put the savings away. Save Those Pennies. It can be tempting, once you have saved a few dollars using the methods above to want to go out and spend the money elsewhere. The first place you should stop is the bank. Save Your Change.

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Prairie Eco-Thrifter

SEPTEMBER 28, 2014

As the time passed, I was able to figure out ways to save more money and stay on top of my finances. Extra Income Goes Into Savings. Starting small and working your way up is very effective and you will see examples of its effectiveness everywhere you look. I put $25 per paycheck into my savings account every second Friday.

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Penny Pinchin' Mom

MARCH 11, 2024

We know that saving for a rainy day isn’t just a phrase our grandparents used to throw around. You need to know where the money is going before you can plan on how to plug the holes and use your income better. You can start cutting out these expenses and see how much money you save. But you and I know better.

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Prairie Eco-Thrifter

MAY 29, 2013

Only a small portion of your FICO score is based on having and using revolving credit. Also, consumers with the best scores hold a variety of credit accounts – for example, a mortgage, an auto loan and a credit card. Just use that conservative financial attitude to your advantage. Maintain a bank account.

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Penny Pinchin' Mom

FEBRUARY 16, 2024

It goes: 50% of your salary should go to your expenses and needs 30% should go towards what you want (a new car, a vacation, and all that) 20% should go towards your savings plan So, using this rule, 20% of everything you earn should go toward savings. My family chooses to eat out once per week, for example. Imagine that!

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Prairie Eco-Thrifter

FEBRUARY 3, 2016

With so many things that we parents have to teach our children, from using the potty to being a good and decent citizen, it’s no wonder that financial lessons sometimes get pushed aside in favor of more immediate needs in raising our kids. Here are a few that worked for us. Set an example of living below your means.

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Prairie Eco-Thrifter

JANUARY 30, 2017

The author of Kiplinger article ‘How Money Is Used as a Weapon in Relationships ‘ says: “Money is among the most powerful weapons of control in a relationship.” Yet newlyweds as well as long time married folks may not even be aware of some of the money tricks they or their spouse could be using. Asset hiding.

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Coupons Do Work

MAY 17, 2016

Bank Rewards – Check with your local banks and credit unions as many of them offer money rewards for good grades as well ~ so fun! Alpine Bank Pays for A’s – Quarterly Drawing. First Southern National Bank Pays for A’s. Zions Bank Pays for A’s. First Southern National Bank Pays for A’s. The time has come.

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Free Stuff 2016 Baskin Robbins Student 100

Savings Corner

DECEMBER 27, 2023

You can get a personal loan from a bank, credit union or online lender.Personal loan amounts are from $1,000 to $100,000, and they’re typically repaid over a term of two to seven years. Personal loan uses One benefit of getting a personal loan is you can use the money for nearly any purpose. What are personal loan rates?

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Savings Corner

DECEMBER 25, 2023

For example, language teachers and stock-picking advice may use this model. You’ll need to be an expert on a specific topic, but the topic could be niche and use some special skills or abilities that very few offer but that many readers need. The platform then pays you every time someone uses your photo.

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Prairie Eco-Thrifter

JUNE 14, 2012

Take personal finances, for example; too many people over-think their finances, with the result that it all seems too hard. So we just give up on trying to control expenditure and saving. Assess Your Bank Accounts The next simple thing is to look at your bank accounts; if you have several, think whether you need them all.

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Savings Corner

DECEMBER 27, 2023

Withdrawing from a checking account is most straightforward because there are no tax implications, as there may be with a brokerage account or withdrawal limits that a high-yield savings account would have. For some people, it’s just easier to see large payments come out of an account they don’t also use to buy groceries.

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Prairie Eco-Thrifter

NOVEMBER 30, 2014

The proverbial saying ‘money doesn’t grow on trees’ is used by many a parent in denying some wished for item to their children. The trees are your investment accounts. As examples, consider the following, from The Fool’s article Ordinary People, Extraordinary Wealth. #117046655 / gettyimages.com.

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Prairie Eco-Thrifter

JANUARY 30, 2013

For example, if my family were to experience a sudden drop in income, we have enough home food storage to help us along for a few months. Financial accounts numbers (memorize them and/or save them in digital form, protected by a password or encryption). However, I also keep emergency funds in a taxable investment account.

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Savings Corner

DECEMBER 24, 2023

Portions of this article were drafted using an in-house natural language generation platform. A personal loan is money borrowed from a lender that can be used for nearly any purpose. You can get a personal loan from online lenders, banks and credit unions, and the funds are provided in a lump sum.

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Prairie Eco-Thrifter

JUNE 18, 2021

However, it’s important to use a critical eye when evaluating where your money is coming from and where it’s going. Look at the last six months of your credit card statements along with your bank statements to review what cuts to make to reduce expenses. Look at your current savings as well. Life is unexpected.

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Prairie Eco-Thrifter

APRIL 25, 2011

For example, you could shift the responsibility of paying the cell phone bill to your child. This way they learn to effectively manage their money by paying their bills first and then using the remaining portion on personal items and entertainment expenses. You can use these financial mistakes as teachable moments.

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Saving Everyday

OCTOBER 27, 2023

I’m using Christmas as the goal because it’s three months away, and that’s what most people are looking for this time of year. Having said that, use this as a guide to work towards your goals all year long ! Sell it and save it! Used clothing, toys, and necessities sell very well. Save your savings.

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Saving Cents With Sense

JANUARY 1, 2014

I have many ways for you to start saving, including couponing, but before you become overwhelmed with the idea, here are 10 tips that are simple, easy and will make you one savvy shopper in 2014, so you can start saving more. 10 Savvy Ways to Save in 2014. Pay yourself first with a savings account.

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Saving Cents With Sense

JANUARY 3, 2017

Before you know it, you will be saving more in 2015 and become a savvy shopper! 10 Savvy Ways to Save in the New Year. Pay yourself first with a savings account. It is simple to open a savings account if you haven’t already. Be a savvy spender by using coupons. Don’t like to cut coupons?

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Saving Everyday

APRIL 24, 2012

Starting January 2012, we set up an automatic withdraw to a new “vacation savings account” of $25 a week. Having the ”vacation savings account” is like a back-up plan so we don’t feel strapped while we’re there. For example, if my total is $1.25, I give $2.00 See my tip HERE.

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Coupons Do Work

SEPTEMBER 15, 2016

For example, I went to University of Western Ontario in London, Ontario, Canada for a year. I remember I had spent $800 Dollars (that was the USD amount as they had converted it for me) and I didn’t have that money in my bank account. For example , the Boston Museum of Fine Art and the Philadelphia Museum of Art.

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Saving Cents With Sense

JANUARY 1, 2015

Before you know it, you will be saving more in 2015 and become a savvy shopper! 10 Savvy Ways to Save in the New Year. Pay yourself first with a savings account. It is simple to open a savings account if you haven’t already. Be a savvy spender by using coupons. Don’t like to cut coupons?

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Saving Everyday

MAY 11, 2013

And even better, you can use these in addition to manufacturer coupons. 52-Week Money Saving Challenge = $80.00. It’s a quick and easy way to save a minimum of $1378 this year! For example, if my total is $1.25, I give $2.00 For example, if my total is $1.25, I give $2.00 Go HERE for full details on this!

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Saving Everyday

APRIL 12, 2013

I buy the gift card I want through QuickRewards , get paid for doing that, use that same gift card to shop online through QR, and get paid for that too. I collect the gift cards and use them to order essentials for our trips. If I don’t use them for a trip, I save them for Christmas. Sweet huh?? free money!

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For the Mommas

JULY 10, 2016

Over the next several weeks we will be posting articles that will help you budget and save your money. Couponing is a great start (you do use coupons, right?) If you have a bank account that enables you to track your transactions, now would be a good time to get that out in front of you so this figure is as accurate as possible.

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Saving Everyday

JULY 13, 2012

This is the first year I started a Disney/vacation savings account of $25 a week. Here we go… Disney Trip 2012 – Total Savings Goal = $2555.35. 5 nights at Port Orleans Riverside Royal Rooms (used the current 20% room discount ). My advice is to not add this to your online banking. and get $0.75

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Disney Hotel Goals Money 83

Prairie Eco-Thrifter

APRIL 6, 2012

It’s modeled much like Michael Pollans Food Rules with many one-page rules that give short but useful tidbits of information. I have finally listed many of the financial resources, firms, services, and products that I personally use and recommend. Open a savings account and put away 10 percent as a minimum.

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