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Family Vital Information Binder

Family Balance Sheet

Creating a family vital information binder is an important project that you should add to your urgent to-do list. This binder stores ALL of your financial information in one location. In fact, it was one of my 2020 financial goals. Information regarding our safe. Bank accounts. Credit cards.

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Get your FREE Family Balance Sheet Excel Spreadsheet

Family Balance Sheet

The spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. We are working towards some pretty big financial goals and we’ve hit quite a few already. This house was less than what the bank said we could afford. Change #2.

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Spring Clean.Your Finances

Family Balance Sheet

Welcome in the beauty of the season with 5 Steps to Spring Cleaning Your Finances Review your 2011 Financial Goals. Did you make some financial goals for 2011 back in January? Take some time this month to review your goals. Organize your financial paperwork. When was the last time you reviewed them.

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Are Peer Loans Too Risky or the Way of the Future?

Prairie Eco-Thrifter

Around since just before the financial crash, peer lending got the same black-eye as all credit when the bubble burst on sub-prime loans. Five years later, heavy regulatory costs on community banks and limited growth in traditional lending are driving borrowers online and investors couldn’t be happier with the returns available.

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Make Money Your Hobby

Prairie Eco-Thrifter

Seeing the numbers go up in my spreadsheets and bank accounts is enough for me, but maybe you would benefit from a more visual approach, or perhaps you can set mini goals and rewards along the way. Just like any hobby, it’s fun to learn new approaches, implement new techniques, and stay up to date on the latest news and information.

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What Is A Personal Loan?

Savings Corner

You can get a personal loan from online lenders, banks and credit unions, and the funds are provided in a lump sum. How a personal loan works A personal loan is money you borrow from a bank or other financial institution with a set repayment period and consistent monthly payments. You will also start to repay the money.

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How to Save Money Fast – My Top 20 Tips

Penny Pinchin' Mom

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. You can even use a budgeting app if you need a little more support reaching your financial goal.