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How to Budget (and Pay) for Yearly Bills + a FREE Speadsheet

Family Balance Sheet

Not sure how to budget for your once-a-year bills? But let me show you how to budget (and pay) for yearly bills with a strategy I’ve used for years. It all started years ago when we refinanced our mortgage and were no longer required to send an escrow payment to the bank for real estate taxes and our home owner’s insurance.

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How to Manage Your Personal Loan

Savings Corner

Managing a personal loan successfully, however, requires understanding how the payments change your monthly budget and creating a clear plan to pay off the loan. For some people, it’s just easier to see large payments come out of an account they don’t also use to buy groceries.

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Create a Personal Escrow Account for Your Quarterly & Yearly Bills

Family Balance Sheet

I started our personal escrow account years ago, when we refinanced our mortgage. We were no longer required to send an escrow payment to the bank for our real estate taxes and home owners insurance. This new number will become a line item on your monthly budget. How do you pay for your quarterly and yearly expenses?

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